PMFBY Mid-Season Adversity Flooding & Cloudburst Cover
Immediate on-account payment up to 25% of likely claims during the crop season if adverse weather triggers expected yield loss > 50%.
Sum Insured / Cover
Immediate On-Account Payout (25%)
Annual Premium
1.5% - 2% (Subsidized Farmer Share)
Claim Settlement
94.8% (NCIP Official Record)
Network / Scope
All-India Empaneled
✦ Key Benefits & Policy Coverage
Immediate on-account payment up to 25% of likely claims during the crop season if adverse weather triggers expected yield loss > 50%.
What is Missing: Critical Policy Exclusions & Limitations
Eligo disclosure: Private insurance agents and official ads rarely mention these limitations. Verify before relying on this coverage.
On-account payout adjusted against final harvest claim settlement.
✦ Eligibility Requirements
Farmers in blocks declared disaster-hit during mid-season.
✦ Application, Enrollment & Claims Process
1. Verify village notified unit status on pmfby.gov.in.
2. Submit proposal via Bank / PACS / CSC before seasonal cutoff.
3. Keep sowing certificate and land records verified.Official Portal
Official Government / PSU Portal
Apply or verify on the official administrative domain
✦ Documents Checklist
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
✦ Life Situations Where This Scheme Helps
Underwriting Entity & Public Grievance Contact
Administering Body:
Government of India