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ActiveState SchemeLaunched December 2019Verified: 2026-09-26

Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans)

Bank loans up to ₹10 Crore with up to 8% interest subsidy for manufacturing, service, and trading enterprises in Rajasthan.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:industries.rajasthan.gov.in

Quick Eligibility Snapshot

👤 Age 18–65 yrs💰 No income ceiling⚖ All genders🏛 All categories📍 Rajasthan
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Rajasthan
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Provides subsidized institutional bank loans up to ₹10,00,00,000 for setting up new micro, small, and medium enterprises with a direct state interest subvention: 8% on loans up to ₹25 Lakh, 6% on loans up to ₹5 Crore, and 5% on loans up to ₹10 Crore for 5 years.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹280 Crore annual MSME interest subvention budget

Official Budget Document ↗
Verified Beneficiary Reach

Over 28,000 micro and small enterprises financed across Rajasthan

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:18 to 65 years
Annual Family Income Ceiling:No gross income ceiling specified
Target Occupations:entrepreneur, small business owner, artisan, trader
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Resident of Rajasthan aged 18 or above establishing a new manufacturing, service, or trading micro/small enterprise.

📄

Required Documents Checklist

Verify readiness before applying for Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
Get Scheme Blueprint (₹49)→

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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Easy to Access (1/10)
•Hybrid process (online application + physical verification)
•3 mandatory supporting documents required

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🌐 Online Portal Route🏢 Physical / CSC Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (industries.rajasthan.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Apply online on the SSO Rajasthan portal (sso.rajasthan.gov.in) under MLUPY application.

  2. 2

    Submit project report, quotation of machinery, and Jan Aadhaar details.

  3. 3

    District Industries Centre (DIC) Task Force forwards application to commercial bank for credit sanction.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Non-resident of Rajasthan, age below 18 years, default credit history, or unapproved trading sectors.

Official Government Application Portal

You will be redirected to the secure official portal: industries.rajasthan.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

What is the maximum loan limit for trading businesses under MLUPY?

For trading businesses, the maximum loan limit is ₹1 Crore with an interest subsidy of 8% up to ₹25 Lakh and 6% thereafter.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans)?

Eligible applicants must satisfy official government criteria for Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans). Age: min 18 max 65 years. Conditions: Resident of Rajasthan aged 18 or above establishing a new manufacturing, service, or trading micro/small enterprise..

Source: Official Scheme FAQ ↗

How do I apply for Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans)? What is the official process?

To apply for Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans), applicants should follow the official procedure: 1. Apply online on the SSO Rajasthan portal (sso.rajasthan.gov.in) under MLUPY application. 2. Submit project report, quotation of machinery, and Jan Aadhaar details. 3. District Industries Centre (DIC) Task Force forwards application to commercial bank for credit sanction.

Source: Official Scheme FAQ ↗

What documents are required to apply for Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans)?

The mandatory documents required for Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans) include: Jan Aadhaar Card and Domicile Certificate, Detailed Project Report (DPR) and Machinery Quotation, Bank Account Details and PAN Card. Applicants must ensure all copies are valid and attested.

Source: Official Scheme FAQ ↗

Can I track my Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans) application status?

Application status for Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans) can typically be tracked through the official portal at industries.rajasthan.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Non-resident of Rajasthan, age below 18 years, default credit history, or unapproved trading sectors.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id166Official Source ↗
2026-09-26initial_verificationBaseline verification of Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro Enterprise Loans) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous application processing on sso.rajasthan.gov.in

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionEasy to Access

Apply online with minimal documents

How to Apply🔀Online & In-Person
Scale & Impact
👥Over 28,000 micro and small enterprises financed across Rajasthan (as of 2026-01-20)
₹₹280 Crore annual MSME interest subvention budget budget allocation
📅Running since 2019
🔄3 verified updates — actively maintained

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PM Street Vendor AtmaNirbhar Nidhi (PM SVANidhi)

Micro-credit working capital loan facility providing collateral-free loans up to ₹50,000 with 7% interest subsidy and cashback for urban street vendors.

PM Vishwakarma Scheme

Comprehensive central support program for traditional artisans and craftspeople offering PM Vishwakarma certification, modern toolkits, and subsidized credit up to ₹3 lakh at 5% interest.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

166

Official Source ↗
2026-09-26initial_verification

Baseline verification of Mukhyamantri Laghu Udhyog Protsahan Yojana (MLUPY Micro...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Gramin (PMAY-G)₹1,20,000 (one-time)✓ Open to all genders · Overlapping profile match
Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)₹5,00,000 (annual)✓ Open to all genders · Overlapping profile match

Official Helpline & Nodal Offices

Commissioner of Industries and Commerce, Rajasthan

Udyog Bhawan, Tilak Marg, Jaipur 302005

Helpline: 0141-2227727

Jurisdiction: Rajasthan

Notice a Discrepancy?

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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