Affordable Rental Housing Complexes (ARHC for Migrant Workers)
Subsidized, dignified rental housing with water and electricity for urban migrants and industrial workers supporting beneficiaries across All India.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
PMAY Housing Benefits — Urban 2.0 Subsidy & Gramin Assistance
Urban 2.0 interest subvention (up to ₹1.80 Lakh) & Gramin pucca housing direct DBT grant
4.0% interest subsidy on home loans up to ₹8 Lakh, credited in 5 annual tranches of ₹36,000 to loan account.
₹1.20L/₹1.30L unit DBT + ₹24.3k MGNREGS wage convergence + ₹12,000 Swachh Bharat toilet grant.
📊Budget Allocation & Beneficiary Reach
₹600 Crore ARHC technology innovation and operational grant
Official Budget Document ↗Over 85,000 urban migrant workers provided affordable rental lodging
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Urban migrant or poor industrial worker seeking temporary or medium-term rental lodging near workplace.
Required Documents Checklist
Verify readiness before applying for Affordable Rental Housing Complexes (ARHC for Migrant Workers). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(2)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Avoid Pre-Application Document Rejections for Affordable Rental Housing Complexes (ARHC for Migrant Workers)
Affordable Rental Housing Complexes (ARHC for Migrant Workers) involves specialized bank appraisals, CIBIL eligibility, or survey quotas. Avoid paying unverified agents or cyber cafe fees — get an independent pre-application document audit and verified checklist.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
* Notice: We provide pre-application document checklists only; loan sanction rests solely with official lending banks.
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Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Enrol with the ARHC concessionaire or municipal housing desk.
- 2
Employer or trade union endorses migrant worker status.
- 3
Allotment of single bed dormitory or family room with lease agreement.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-migrant permanent city residents or commercial enterprise usage.
Official Government Application Portal
You will be redirected to the secure official portal: arhc.mohua.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Are utilities like water and electricity included in the rental complex?
Yes, basic community water, sewer, and security amenities are provided within the complex.
Source: Official Scheme FAQ ↗Who is eligible to apply for Affordable Rental Housing Complexes (ARHC for Migrant Workers)?
Eligible applicants must satisfy official government criteria for Affordable Rental Housing Complexes (ARHC for Migrant Workers). Age: min 18 max 65 years. Annual family income ceiling: ₹3,00,000. Conditions: Urban migrant or poor industrial worker seeking temporary or medium-term rental lodging near workplace..
Source: Official Scheme FAQ ↗What are the key benefits provided under Affordable Rental Housing Complexes (ARHC for Migrant Workers)?
Under official guidelines for Affordable Rental Housing Complexes (ARHC for Migrant Workers), beneficiaries are entitled to: Converts existing government funded vacant housing into Affordable Rental Housing Complexes (ARHCs) or constructs new dormitories through concessionaires to provide dignified, clean rental rooms with 24x7 water and power at subsidized monthly rents (₹1,000 to ₹3,000/month).
Source: Official Scheme FAQ ↗How do I apply for Affordable Rental Housing Complexes (ARHC for Migrant Workers)? What is the official process?
To apply for Affordable Rental Housing Complexes (ARHC for Migrant Workers), applicants should follow the official procedure: 1. Enrol with the ARHC concessionaire or municipal housing desk. 2. Employer or trade union endorses migrant worker status. 3. Allotment of single bed dormitory or family room with lease agreement.
Source: Official Scheme FAQ ↗Can I track my Affordable Rental Housing Complexes (ARHC for Migrant Workers) application status?
Application status for Affordable Rental Housing Complexes (ARHC for Migrant Workers) can typically be tracked through the official portal at arhc.mohua.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Affordable Rental Housing Complexes (ARHC for Migrant Workers) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Affordable Rental Housing Complexes (ARHC for Migrant Workers) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-migrant permanent city residents or commercial enterprise usage.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | cs | Official Source ↗ |
| 2026-10-06 | short_description | Subsidized, dignified rental housing with water and electricity for urban migrants and industrial workers supporting beneficiaries across All India. | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Affordable Rental Housing Complexes (ARHC for Migrant Workers) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous tenancy intake across notified industrial cities
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 24d ago from .gov.in source
Requires documentation or office visit
Related Welfare Programs
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Flagship rural housing program providing financial assistance to houseless rural households and those living in dilapidated houses to construct pucca dwellings.
Micro-credit working capital loan facility providing collateral-free loans up to ₹50,000 with 7% interest subsidy and cashback for urban street vendors.
📅Scheme Milestone Timeline
Subsidized, dignified rental housing with water and electricity for urban migran...
Official Source ↗Baseline verification of Affordable Rental Housing Complexes (ARHC for Migrant W...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
ARHC Division, Ministry of Housing and Urban Affairs
Nirman Bhawan, New Delhi 110011
Helpline: 011-23063285
Jurisdiction: Central (All India)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
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