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ActiveState SchemeLaunched November 2013Verified: 2026-09-26

Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women)

Monthly direct financial pension of ₹800 for unmarried poor women aged 40+ and deserted/divorced women in Karnataka provided through direct benefit transfer.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:ajsk.karnataka.gov.in

Quick Eligibility Snapshot

👤 Age 40–64 yrs💰 Income ≤ ₹40,000♀ Women only🏛 All categories📍 Karnataka
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Karnataka
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Direct financial assistance of ₹800 per month transferred directly into the Aadhaar-linked bank or post office account of unmarried poor women aged 40 and above, as well as separated, divorced, and deserted destitute women living below poverty line.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹280 Crore annual destitute women pension allocation

Official Budget Document ↗
Verified Beneficiary Reach

Over 2.8 Lakh destitute and unmarried women supported

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:40 to 64 years
Annual Family Income Ceiling:₹40,000 per annum
Target Occupations:homemaker, destitute, informal worker, daily wager
Eligible Gender:female
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Unmarried woman aged 40+ or deserted/divorced woman below poverty line with annual family income up to ₹40,000.

📄

Required Documents Checklist

Verify readiness before applying for Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Easy to Access (1/10)
•100% digital online application process
•3 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🌐 Online Portal Route🏢 Physical / CSC Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (ajsk.karnataka.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Apply online via Seva Sindhu portal (sevasindhu.karnataka.gov.in) or visit nearest Nada Kacheri (Atalji Janasnehi Kendra).

  2. 2

    Submit BPL card, Aadhaar card, age proof, and single/deserted status declaration.

  3. 3

    Village Accountant and Revenue Inspector verify, and Tahsildar sanctions monthly DBT pension.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Annual family income exceeding ₹32,000 (rural) or ₹40,000 (urban), age below 40 (for unmarried category), or remarriage.

Official Government Application Portal

You will be redirected to the secure official portal: ajsk.karnataka.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

What happens when a beneficiary reaches 65 years of age?

She is automatically converted into the Sandhya Suraksha / Old Age Pension scheme.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women)?

Eligible applicants must satisfy official government criteria for Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women). Age: min 40 max 64 years. Annual family income ceiling: ₹40,000. Applicable gender: female. Conditions: Unmarried woman aged 40+ or deserted/divorced woman below poverty line with annual family income up to ₹40,000..

Source: Official Scheme FAQ ↗

What are the key benefits provided under Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women)?

Under official guidelines for Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women), beneficiaries are entitled to: Direct financial assistance of ₹800 per month transferred directly into the Aadhaar-linked bank or post office account of unmarried poor women aged 40 and above, as well as separated, divorced, and deserted destitute women living below poverty line.

Source: Official Scheme FAQ ↗

How do I apply for Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women)? What is the official process?

To apply for Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women), applicants should follow the official procedure: 1. Apply online via Seva Sindhu portal (sevasindhu.karnataka.gov.in) or visit nearest Nada Kacheri (Atalji Janasnehi Kendra). 2. Submit BPL card, Aadhaar card, age proof, and single/deserted status declaration. 3. Village Accountant and Revenue Inspector verify, and Tahsildar sanctions monthly DBT p...

Source: Official Scheme FAQ ↗

Can I track my Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women) application status?

Application status for Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women) can typically be tracked through the official portal at ajsk.karnataka.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Annual family income exceeding ₹32,000 (rural) or ₹40,000 (urban), age below 40 (for unmarried category), or remarriage.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id227Official Source ↗
2026-10-06short_descriptionMonthly direct financial pension of ₹800 for unmarried poor women aged 40+ and deserted/divorced women in Karnataka provided through direct benefit transfer.Official Source ↗
2026-09-26initial_verificationBaseline verification of Manaswini Scheme (Monthly Pension for Unmarried, Separated and Destitute Women) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous application at Nada Kacheris and Seva Sindhu centres

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionEasy to Access

Apply online with minimal documents

How to Apply🖥Apply Online
Scale & Impact
👥Over 2.8 Lakh destitute and unmarried women supported (as of 2026-01-20)
₹₹280 Crore annual destitute women pension allocation budget allocation
📅Running since 2013
🔄4 verified updates — actively maintained

Related Welfare Programs

Pradhan Mantri Ujjwala Yojana (PMUY / Ujjwala 2.0)

Clean cooking fuel initiative providing deposit-free LPG connections with a free first refill and stove to adult women from poor households.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Affordable government-backed one-year renewable life insurance scheme offering ₹2 lakh life risk cover on death due to any cause.

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Highly subsidized accidental death and disability insurance offering ₹2 lakh cover for just ₹20 per year supporting citizen beneficiaries nationwide.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

227

Official Source ↗
2026-10-06short_description

Monthly direct financial pension of ₹800 for unmarried poor women aged 40+ and d...

Official Source ↗
2026-09-26initial_verification

Baseline verification of Manaswini Scheme (Monthly Pension for Unmarried, Separa...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Same income bracket · Open to all genders
Pradhan Mantri Awas Yojana - Gramin (PMAY-G)₹1,20,000 (one-time)✓ Same income bracket · Open to all genders
Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)₹5,00,000 (annual)✓ Same income bracket · Open to all genders

Official Helpline & Nodal Offices

Directorate of Social Security and Pensions, Revenue Department

5th Floor, Visvesvaraya Mini Tower, Dr. B.R. Ambedkar Veedhi, Bengaluru 560001

Helpline: 080-22340676

Jurisdiction: Karnataka

Notice a Discrepancy?

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.