Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (Artisan Interest Subsidy)
7% interest subvention for 3 years on bank loans up to ₹1 Lakh for traditional artisans and handicraftsmen in Gujarat under official nodal ministry guidelines.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹25 Crore annual artisan interest subvention budget
Official Budget Document ↗Over 18,000 traditional artisans supported across Kutch, Saurashtra, and North Gujarat
As of: 2026-01-18PIB / Official Citation ↗Verified Eligibility Criteria
Traditional artisan or handicraft worker residing in Gujarat (such as Rogan art, Bandhani, Patola, terracotta pottery, wood carving, leatherwork, beadwork).
Required Documents Checklist
Verify readiness before applying for Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (Artisan Interest Subsidy). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (Artisan Interest Subsidy)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Apply online via the Cottage Industries portal or through local District Industries Centre (DIC).
- 2
Attach Artisan Pehchan Card or Handicraft / Handloom Board registration certificate.
- 3
District DIC sponsors application to nominated public sector or regional rural bank.
- 4
Bank sanctions working capital loan; interest subsidy credited quarterly directly to loan account.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-practicing artisan, previous loan default, or age under 18.
Official Government Application Portal
You will be redirected to the secure official portal: cottage.gujarat.gov.in
Get Curated Scheme Alerts & Application Deadlines
Never miss an installment date, scholarship deadline, or new state subsidy. Voluntarily subscribe to receive verified government scheme updates directly on WhatsApp or Email.
Successfully Subscribed!
Your preferences are securely saved. You will receive verified alerts when application windows open. You can unsubscribe anytime.
💡 Need an immediate personalized document checklist & rejection audit for your profile?
Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the interest subsidy rate provided by the government?
The Government of Gujarat provides a 7% interest subsidy per annum for 3 years.
Source: Official Scheme FAQ ↗Can women embroidery and Bandhani artisans apply?
Yes, women artisans forming self-help groups or individual practitioners are strongly prioritized.
Source: Official Scheme FAQ ↗Is third-party loan guarantor needed for loans up to ₹1 Lakh?
No third-party guarantor is required; loans are covered under Credit Guarantee Fund Trust for Micro and Small Enterprises.
Source: Official Scheme FAQ ↗Who is eligible to apply for Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (Artisan Interest Subsidy)?
Eligible applicants must satisfy official government criteria for Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (Artisan Interest Subsidy). Age: min 18 max 65 years. Conditions: Traditional artisan or handicraft worker residing in Gujarat (such as Rogan art, Bandhani, Patola, terracotta pottery, wood carving, leatherwork, bead.
Source: Official Scheme FAQ ↗Can I track my Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (Artisan Interest Subsidy) application status?
Application status for Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (Artisan Interest Subsidy) can typically be tracked through the official portal at cottage.gujarat.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (Artisan Interest Subsidy) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (Artisan Interest Subsidy) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-practicing artisan, previous loan default, or age under 18.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 184 | Official Source ↗ |
| 2026-10-06 | short_description | 7% interest subvention for 3 years on bank loans up to ₹1 Lakh for traditional artisans and handicraftsmen in Gujarat under official nodal ministry guidelines. | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (Artisan Interest Subsidy) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous application accepted round the year
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from official source
Requires documentation or office visit
Related Welfare Programs
Institutional micro-finance scheme providing collateral-free business loans up to ₹20 lakh across Shishu, Kishore, and Tarun categories.
Micro-credit working capital loan facility providing collateral-free loans up to ₹50,000 with 7% interest subsidy and cashback for urban street vendors.
Comprehensive central support program for traditional artisans and craftspeople offering PM Vishwakarma certification, modern toolkits, and subsidized credit up to ₹3 lakh at 5% interest.
📅Scheme Milestone Timeline
7% interest subvention for 3 years on bank loans up to ₹1 Lakh for traditional a...
Official Source ↗Baseline verification of Dattopant Thengadi Karigar Vyaj Sahay Yojana Gujarat (A...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Cottage and Rural Industries Department, Gujarat
Udyog Bhavan, Sector 11, Gandhinagar 382017
Helpline: 079-23253880
Jurisdiction: State (Gujarat)Notice a Discrepancy?
Help keep civic data 100% accurate. We audit every report against primary gazettes.
Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.