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ActiveState SchemeLaunched July 2012Verified: 2026-09-26

Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant)

Fixed deposit grant of ₹1 Lakh provided to resident young women upon attaining 18 years of age or marriage provided through direct benefit transfer.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:dwcd.goa.gov.in

Quick Eligibility Snapshot

👤 Age 18–40 yrs💰 Income ≤ ₹3,00,000♀ Women only🏛 All categories📍 Goa
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Goa
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Grants ₹1 Lakh fixed deposit in a designated bank in the name of the eligible young woman, payable upon attaining 18 years of age or at the time of marriage. Prevents female foeticide, encourages higher education, and assists girls in setting up independent households.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹60 Crore annual girl financial security allocation

Official Budget Document ↗
Verified Beneficiary Reach

Over 1.15 Lakh young women benefited across North and South Goa

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:18 to 40 years
Annual Family Income Ceiling:₹3,00,000 per annum
Target Occupations:all
Eligible Gender:female
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Resident woman of Goa (or daughter of 15-year resident parents) aged 18 to 40 with family income up to ₹3 Lakh.

📄

Required Documents Checklist

Verify readiness before applying for Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Moderate Process (2/10)
•100% digital online application process
•3 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🌐 Online Portal Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (dwcd.goa.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Collect application form from the Directorate of Women and Child Development or apply online at goaonline.gov.in.

  2. 2

    Submit Goa 15-year residence certificate of parents/girl, birth certificate, and educational marksheets.

  3. 3

    Department sanctions bank fixed deposit voucher of ₹1 Lakh.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Non-resident of Goa (less than 15 years), application submitted after 40 years of age, or family income exceeding ₹3 Lakh.

Official Government Application Portal

You will be redirected to the secure official portal: dwcd.goa.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

What is the financial grant under Goa Laadli Laxmi Scheme?

A lump-sum bank deposit of ₹1 Lakh.

Source: Official Scheme FAQ ↗

Can an unmarried girl of 18 withdraw the money?

Yes, girls who have attained 18 years can apply and utilize funds for higher education or self-employment.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant)?

Eligible applicants must satisfy official government criteria for Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant). Age: min 18 max 40 years. Annual family income ceiling: ₹3,00,000. Applicable gender: female. Conditions: Resident woman of Goa (or daughter of 15-year resident parents) aged 18 to 40 with family income up to ₹3 Lakh..

Source: Official Scheme FAQ ↗

How do I apply for Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant)? What is the official process?

To apply for Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant), applicants should follow the official procedure: 1. Collect application form from the Directorate of Women and Child Development or apply online at goaonline.gov.in. 2. Submit Goa 15-year residence certificate of parents/girl, birth certificate, and educational marksheets. 3. Department sanctions bank fixed deposit voucher of ₹1 Lakh.

Source: Official Scheme FAQ ↗

Can I track my Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant) application status?

Application status for Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant) can typically be tracked through the official portal at dwcd.goa.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Non-resident of Goa (less than 15 years), application submitted after 40 years of age, or family income exceeding ₹3 Lakh.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id260Official Source ↗
2026-10-06short_descriptionFixed deposit grant of ₹1 Lakh provided to resident young women upon attaining 18 years of age or marriage provided through direct benefit transfer.Official Source ↗
2026-09-26initial_verificationBaseline verification of Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and Marriage Grant) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Applications accepted from attaining age 18 up to 6 months after marriage

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionModerate Process

Requires documentation or office visit

How to Apply🖥Apply Online
Scale & Impact
👥Over 1.15 Lakh young women benefited across North and South Goa (as of 2026-01-20)
₹₹60 Crore annual girl financial security allocation budget allocation
📅Running since 2012
🔄4 verified updates — actively maintained

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Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Affordable government-backed one-year renewable life insurance scheme offering ₹2 lakh life risk cover on death due to any cause.

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Highly subsidized accidental death and disability insurance offering ₹2 lakh cover for just ₹20 per year supporting citizen beneficiaries nationwide.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

260

Official Source ↗
2026-10-06short_description

Fixed deposit grant of ₹1 Lakh provided to resident young women upon attaining 1...

Official Source ↗
2026-09-26initial_verification

Baseline verification of Laadli Laxmi Scheme Goa (Girl Child Fixed Deposit and M...

Official Source ↗
⚡

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Official Helpline & Nodal Offices

Directorate of Women and Child Development, Goa

Old Education Department Building, 2nd Floor, 18th June Road, Panaji 403001

Helpline: 0832-2235308

Jurisdiction: State (Goa)

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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