Coir Udyami Yojana (Credit-Linked Subsidy Scheme for Coir Units)
Ministry of MSME credit-linked capital subsidy scheme providing 40% government subsidy for establishing coir manufacturing units up to ₹10 Lakh.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Administered under Coir Board Credit Linked Capital Subsidy Allocation
Official Budget Document ↗Thousands of micro coir enterprise units established across rural coastal belts
As of: 2026-01-31PIB / Official Citation ↗Verified Eligibility Criteria
Any individual, SHG, cooperative society, or partnership firm setting up a new coir processing venture with project cost up to ₹10 Lakh.
Required Documents Checklist
Verify readiness before applying for Coir Udyami Yojana (Credit-Linked Subsidy Scheme for Coir Units). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Coir Udyami Yojana (Credit-Linked Subsidy Scheme for Coir Units)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
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Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Prospective entrepreneurs apply online via the Coir Udyami portal or submit physical forms to Coir Board field offices/DIC.
- 2
District Task Force Committee (DTFC) chaired by District Collector / GM DIC scrutinizes proposals.
- 3
Recommended applications forwarded to financing commercial bank branch.
- 4
Bank appraises credit and sanctions term loan.
- 5
Coir Board releases 40% capital subsidy into the bank loan account as a term-deposit-receipt (TDR) reserve.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Project cost exceeding ₹10 Lakh ceiling, non-coir activities, or bad credit score (CIBIL defaulters).
Official Government Application Portal
You will be redirected to the secure official portal: coirboard.gov.in
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Field-tested recommendations from administrative grievance circulars to avoid rejections and processing stalls.
Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the subsidy percentage under Coir Udyami Yojana?
The scheme provides 40% capital subsidy of the total project cost, with a maximum project cost ceiling of ₹10 Lakh (subsidy up to ₹4 Lakh).
Source: Official Scheme FAQ ↗What is the required promoter contribution?
The promoter is required to bring in only 5% of the total project cost as own equity contribution.
Source: Official Scheme FAQ ↗Can existing coir units get subsidy for expansion under this scheme?
No, Coir Udyami Yojana is strictly intended for setting up new greenfield micro coir manufacturing units.
Source: Official Scheme FAQ ↗Who is eligible to apply for Coir Udyami Yojana (Credit-Linked Subsidy Scheme for Coir Units)?
Eligible applicants must satisfy official government criteria for Coir Udyami Yojana (Credit-Linked Subsidy Scheme for Coir Units). Age: min 18 years. Conditions: Any individual, SHG, cooperative society, or partnership firm setting up a new coir processing venture with project cost up to ₹10 Lakh..
Source: Official Scheme FAQ ↗Can I track my Coir Udyami Yojana (Credit-Linked Subsidy Scheme for Coir Units) application status?
Application status for Coir Udyami Yojana (Credit-Linked Subsidy Scheme for Coir Units) can typically be tracked through the official portal at coirboard.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Coir Udyami Yojana (Credit-Linked Subsidy Scheme for Coir Units) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Coir Udyami Yojana (Credit-Linked Subsidy Scheme for Coir Units) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Project cost exceeding ₹10 Lakh ceiling, non-coir activities, or bad credit score (CIBIL defaulters).
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | cs | Official Source ↗ |
| 2026-09-21 | initial_verification | Baseline verification of Coir Udyami Yojana 40% capital subsidy, ₹10 Lakh project cost cap, and 5% promoter equity rule. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous application submission on the Coir Udyami portal
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 7d ago from .gov.in source
Requires documentation or office visit
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📅Scheme Milestone Timeline
Baseline verification of Coir Udyami Yojana 40% capital subsidy, ₹10 Lakh projec...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Coir Udyami Division, Coir Board
Coir House, M.G. Road, Ernakulam, Kochi, Kerala 682016
Helpline: 0484-2351807
Jurisdiction: National (All-India)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-10-12 against official government documentation.
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