Andhra Pradesh YSR Bima Universal Life & Disability Insurance
Universal social security cover providing ₹5,00,000 insurance for accidental death/permanent disability and ₹1,00,000 for natural death of primary earning members in unorganized families.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹400 Crore annual insurance premium and claim fund
Official Budget Document ↗Over 1.3 Crore unorganized worker households insured across Andhra Pradesh
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Must be a bona fide resident of the state with valid documentation.
Required Documents Checklist
Verify readiness before applying for Andhra Pradesh YSR Bima Universal Life & Disability Insurance. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(4)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Andhra Pradesh YSR Bima Universal Life & Disability Insurance?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Automatic enrollment of all unorganized breadwinners holding Rice Cards by Village/Ward Volunteers.
- 2
Upon death of breadwinner, Village Volunteer visits bereaved family immediately with ₹10,000 emergency funeral cash.
- 3
Claim documents (death certificate, FIR, post-mortem for accidental deaths) uploaded to YSR Bima portal.
- 4
Full insurance settlement credited via DBT within 21 days.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Breadwinners employed in formal government or public sector jobs with existing provident fund/group insurance schemes.
Official Government Application Portal
You will be redirected to the secure official portal: ysrbima.ap.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Does the poor family have to pay any annual premium for YSR Bima?
No, the state government pays 100% of the insurance premium directly to insurance companies.
Source: Official Scheme FAQ ↗How soon is funeral relief provided?
Village/Ward Volunteers deliver ₹10,000 immediate cash to the bereaved family within 24 hours of notification.
Source: Official Scheme FAQ ↗What is the maximum time for full claim settlement?
The complete insurance claim of ₹1 Lakh or ₹5 Lakhs is processed and credited to the nominee's account within 21 days.
Source: Official Scheme FAQ ↗Can I track my Andhra Pradesh YSR Bima Universal Life & Disability Insurance application status?
Application status for Andhra Pradesh YSR Bima Universal Life & Disability Insurance can typically be tracked through the official portal at ysrbima.ap.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Andhra Pradesh YSR Bima Universal Life & Disability Insurance payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Andhra Pradesh YSR Bima Universal Life & Disability Insurance benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Breadwinners employed in formal government or public sector jobs with existing provident fund/group insurance schemes.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-19 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 294 | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Andhra Pradesh YSR Bima Universal Life & Disability Insurance from official state portal. | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Andhra Pradesh YSR Bima Universal Life & Disability Insurance from official state portal. | Official Source ↗ |
⚖Compare with Similar Schemes
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Application Window & Deadlines
Continuous online and district facilitation desk intake
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 21d ago from .gov.in source
Requires documentation or office visit
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📅Scheme Milestone Timeline
Baseline verification of Andhra Pradesh YSR Bima Universal Life & Disability Ins...
Official Source ↗Baseline verification of Andhra Pradesh YSR Bima Universal Life & Disability Ins...
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Official Helpline & Nodal Offices
Labour, Factories, Boilers & Insurance Medical Services Department
RTC Administrative Complex, Vijayawada - 520013
Helpline: 0866-2495678
Jurisdiction: Statewide (Andhra Pradesh)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-28 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.