YSR Bima Scheme Andhra Pradesh
Universal state-funded life and accident insurance providing ₹1 Lakh for natural death and ₹5 Lakh for accidental death/disability.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Over 1.3 Crore unorganized worker households insured
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Resident of Andhra Pradesh whose household possesses an active Rice Card. Must be designated as the primary earning breadwinner of the family.
Required Documents Checklist
Verify readiness before applying for YSR Bima Scheme Andhra Pradesh. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readySupporting / Optional Documents(1)
Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for YSR Bima Scheme Andhra Pradesh?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Universal automatic enrollment based on active Rice Card household data.
- 2
Village/Ward Volunteers authenticate primary breadwinner through door-to-door survey.
- 3
Upon death or accident, family intimates Village/Ward Secretariat.
- 4
Village Secretariat immediately disburses ₹10,000 cash for funeral expenses.
- 5
Police FIR / post-mortem / death certificate processed within 15 days; remaining insurance sum credited directly to nominee bank account.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Deceased not primary breadwinner on Rice Card, death outside age criteria, or government employee family.
Official Government Application Portal
You will be redirected to the secure official portal: ysrbima.ap.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Do workers have to pay any insurance premium?
No, the Government of Andhra Pradesh pays 100% of the insurance premium on behalf of poor families.
Source: Official Scheme FAQ ↗How much immediate relief is provided for funeral expenses?
Immediate cash of ₹10,000 is handed over on the same day by the Village/Ward Secretariat.
Source: Official Scheme FAQ ↗What is the accident death compensation?
₹5,00,000 is paid to the nominee in case of accidental death or permanent total disability.
Source: Official Scheme FAQ ↗Who is eligible to apply for YSR Bima Scheme Andhra Pradesh?
Eligible applicants must satisfy official government criteria for YSR Bima Scheme Andhra Pradesh. Age: min 18 max 70 years. Annual family income ceiling: ₹1,20,000. Conditions: Resident of Andhra Pradesh whose household possesses an active Rice Card. Must be designated as the primary earning breadwinner of the family..
Source: Official Scheme FAQ ↗Can I track my YSR Bima Scheme Andhra Pradesh application status?
Application status for YSR Bima Scheme Andhra Pradesh can typically be tracked through the official portal at ysrbima.ap.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my YSR Bima Scheme Andhra Pradesh payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving YSR Bima Scheme Andhra Pradesh benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Deceased not primary breadwinner on Rice Card, death outside age criteria, or government employee family.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 294 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of YSR Bima Scheme Andhra Pradesh guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Universal continuous enrollment for Rice Card holder households
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Requires documentation or office visit
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📅Scheme Milestone Timeline
Baseline verification of YSR Bima Scheme Andhra Pradesh guidelines, benefits, an...
Official Source ↗Schemes You Can Stack With This
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Official Helpline & Nodal Offices
Labour, Factories, Boilers & Insurance Medical Services Department / SERP, Andhra Pradesh
Vijayawada 520002
Helpline: 155214
Jurisdiction: State (Andhra Pradesh)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.