ActiveCentral Scheme
Agriculture Infrastructure Fund (AIF)
Financing facility providing 3% interest subvention and credit guarantees on bank loans up to ₹2 crore for post-harvest agriculture infrastructure.
Verified: 2026-10-12
Details🚀LIFE-EVENT WELFARE HUB
Starting or Expanding a Business
व्यवसाय एवं स्टार्टअप शुरुआत
Collateral-free micro loans, capital subsidies, PM MUDRA loans, and seed funding for aspiring entrepreneurs and small businesses.
बिना गारंटी मुद्रा ऋण, पूंजीगत सब्सिडी, स्टैंड-अप इंडिया और नए उद्यमियों के लिए स्टार्ट-अप सीड फंड योजनाएं।
Government Support at This Life Stage
Collateral-free micro loans, capital subsidies, PM MUDRA loans, and seed funding for aspiring entrepreneurs and small businesses.
15Applicable Schemes
15Central Programs
0State Programs
✅Your Action Checklist — What to Do Now
- 1Register on Udyam Portal (udyamregistration.gov.in) — free MSME certificate in 3 minutes
- 2Open a current account with GST registration if turnover expected above ₹20 lakh
- 3Apply for MUDRA loan (Shishu: up to ₹50K, Kishore: up to ₹5L, Tarun: up to ₹10L)
- 4Check PM-VISHWAKARMA eligibility if you are a traditional craftsperson or artisan
- 5Register on GeM (Government e-Marketplace) to sell to government buyers
- 6Apply for CGTMSE credit guarantee — collateral-free loans for MSMEs
All Applicable Schemes (15)
Re-verified within 180 daysActiveCentral Scheme
Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)
Central urban poverty alleviation program providing subsidized self-employment loans, market-linked skill development, and shelter support for the urban poor.
Verified: 2026-10-12
DetailsActiveCentral Scheme
Kisan Credit Card (KCC) Scheme
Institutional revolving credit facility providing farmers short-term agricultural loans up to ₹3 lakh at an effective interest rate of just 4% with interest subvention.
Verified: 2026-10-12
DetailsActiveCentral Scheme
MSME Competitive (LEAN) Scheme
Productivity enhancement scheme providing 90% government subsidy for implementation of 5S, Kaizen, Kanban, and lean manufacturing tools in MSMEs.
Verified: 2026-10-12
DetailsActiveCentral Scheme
MSME Sustainable (ZED) Certification Scheme
Central quality and competitiveness scheme providing up to 80% subsidies on Bronze, Silver, and Gold zero-defect zero-effect manufacturing certifications.
Verified: 2026-10-12
DetailsActiveCentral Scheme
National Livestock Mission (NLM)
Central initiative providing 50% capital subsidies up to ₹50 lakh for entrepreneurship in poultry, sheep, goat, and piggery breeding alongside fodder infrastructure.
Verified: 2026-10-12
DetailsActiveCentral Scheme
National Pension Scheme for Traders and Self-Employed Persons (NPS-Traders / PM-KMY-Traders)
Pension scheme guaranteeing ₹3,000 monthly pension from age 60 for small shopkeepers, retail traders, and self-employed persons with turnover under ₹1.5 crore.
Verified: 2026-10-12
DetailsActiveCentral Scheme
National Savings Certificate (NSC VIII Issue)
Government-backed 5-year fixed income certificate offering 7.7% compound interest, Section 80C tax rebates, and loan collateral usability.
Verified: 2026-10-12
DetailsActiveCentral Scheme
PM Street Vendor AtmaNirbhar Nidhi (PM SVANidhi)
Micro-credit working capital loan facility providing collateral-free loans up to ₹50,000 with 7% interest subsidy and cashback for urban street vendors.
Verified: 2026-10-12
DetailsActiveCentral Scheme
PM Vishwakarma Scheme
Comprehensive central support program for traditional artisans and craftspeople offering PM Vishwakarma certification, modern toolkits, and subsidized credit up to ₹3 lakh at 5% interest.
Verified: 2026-10-12
DetailsActiveCentral Scheme
Pradhan Mantri Jan Dhan Yojana (PMJDY)
National financial inclusion mission ensuring universal access to banking facilities with zero-balance savings accounts, RuPay debit cards, and credit facilities.
Verified: 2026-10-12
DetailsActiveCentral Scheme
Pradhan Mantri Mudra Yojana (PMMY)
Institutional micro-finance scheme providing collateral-free business loans up to ₹20 lakh across Shishu, Kishore, and Tarun categories.
Verified: 2026-10-12
DetailsActiveCentral Scheme
Prime Minister Employment Generation Programme (PMEGP)
Credit-linked capital subsidy scheme providing up to 35% margin money subsidy on bank loans up to ₹50 lakh for setting up micro-enterprises.
Verified: 2026-10-12
DetailsActiveCentral Scheme
Public Provident Fund Scheme (PPF)
Sovereign long-term savings instrument with EEE tax status, offering 7.1% compound interest, 15-year tenure, and loan/withdrawal facilities.
Verified: 2026-10-12
DetailsActiveCentral Scheme
Stand-Up India Scheme
Institutional bank credit program facilitating loans between ₹10 lakh and ₹1 crore to SC, ST, and Women entrepreneurs for greenfield enterprises.
Verified: 2026-10-12
DetailsHow to Claim Multiple Entitlements
Many government welfare benefits can be combined. For example, families building a home can combine construction grants with toilet assistance and solar rooftop subsidies. Review the individual eligibility criteria for each program before applying to maximize your entitlement.