Bank का Maharashtra Maha Super आवास ऋण
ऋण प्रदाता बैंक / संस्थान: Bank of Maharashtra
Up to ₹10 Crore home loan at 8.40% – 9.20% with Up to 30 years tenure.
🏠उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Ranked among India's most affordable PSU home loans, offering lowest repo-spreads and regular fee-waiver campaigns.
प्रमुख लाभ एवं विशेषताएं
Industry-leading low interest rates; complete processing fee waiver under campaigns; zero legal and valuation charge burden.
📋पात्रता मानदंड एवं संपत्ति आवश्यकताएं (Eligibility & Property Rules)
आवेदक की पात्रता शर्तें
Salaried or self-employed individuals with stable regular income; minimum age 21 years.
संपत्ति एवं तकनीकी शर्तें
Approved municipal layout or RERA approved builder project.
प्रीपेमेंट एवं फोरक्लोजर नियम (Prepayment Terms)
Nil prepayment penalty for floating rate home loans as per RBI mandate
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, PAN Card, Last 3 months salary slips or 2 years ITR-V, 6 months bank account statement, Title deed, Approved building plan and municipal tax receipts.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.
🚀आवेदन के चरण (How to Apply)
Apply online through net banking portal or visit lending branch with loan inquiry.
Apply online at https://bankofmaharashtra.in/maha-super-housing-loan with digital KYC and property details.
Visit nearest branch of the institution with income proofs and sale agreement.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure available for Bank of Maharashtra Maha Super Housing Loan?
The maximum repayment tenure offered for Bank of Maharashtra Maha Super Housing Loan is Up to 30 years, subject to borrower's age not exceeding 75 years at loan maturity.
What are the processing charges and prepayment rules for Bank of Maharashtra Maha Super Housing Loan?
The processing fee is Nil processing fee (Under Maha Super campaigns). As per RBI guidelines, zero prepayment penalties apply to all individual floating-rate home loans.
What documents are required to apply for Bank of Maharashtra Maha Super Housing Loan?
Applicants must provide KYC (Aadhaar, PAN), 3 months salary slips or 2 years ITR with computation, 6 months bank statements, and clear property title documents with municipal sanctions.
Why does Bank of Maharashtra Maha Super Housing Loan require property approval in a formal layout?
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.