एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
100% गैर-व्यावसायिक · शून्य लीड जेनरेशन · निष्पक्ष गृह ऋण निर्देशिका

होम लोन निर्देशिका (Home Loans Directory)

प्रधानमंत्री आवास योजना (PMAY CLSS) ब्याज सब्सिडी, ओवरड्राफ्ट सुविधा, प्लॉट खरीद व निर्माण वित्तपोषण सहित 60 सत्यापित आवास ऋण योजनाओं की प्रामाणिक जानकारी।

PMAY CLSS 6.5% सब्सिडी प्रकटीकरणशून्य प्रीपेमेंट पेनल्टी (RBI फ्लोटिंग दर नियम)धारा 24(b) व 80C कर कटौती मार्गदर्शन
🏛️PSU BankHousing Loan

Bank का Maharashtra Maha Super आवास ऋण

Lender:Bank of Maharashtra

Up to ₹10 Crore home loan at 8.40% – 9.20% with Up to 30 years tenure.

Interest Rate8.40% – 9.20%
Max Loan AmountUp to ₹10 Crore
TenureUp to 30 years
Processing FeeNil processing fee (Under Maha Super campaigns)
Verified: 2026-09-29
View Terms→
🏛️PSU BankHousing Loan

Baroda Regular होम लोन (गृह ऋण)

Lender:Bank of Baroda (BOB)

Up to ₹20 Crore home loan at 8.40% – 9.20% with Up to 30 years tenure.

Interest Rate8.40% – 9.20%
Max Loan AmountUp to ₹20 Crore
TenureUp to 30 years
Processing Fee0.25% (Min ₹7,500, Max ₹20,000) + GST
Verified: 2026-09-29
View Terms→
🏛️PSU BankHousing Loan

केनरा बैंक Bank आवास ऋण

Lender:Canara Bank

Up to ₹10 Crore home loan at 8.40% – 9.25% with Up to 30 years tenure.

Interest Rate8.40% – 9.25%
Max Loan AmountUp to ₹10 Crore
TenureUp to 30 years
Processing Fee0.50% (Min ₹1,500, Max ₹10,000) + GST
Verified: 2026-09-29
View Terms→
🏛️PSU BankHousing Loan🇮🇳PMAY Connected (6.50% upfront interest subsidy on principal up to ₹6 Lakh (Max subsidy ₹2.67 Lakh)% Subsidy)

प्रधानमंत्री आवास योजना सीएलएसएस - ईडब्ल्यूएस आवास ऋण

Lender:Ministry of Housing and Urban Affairs (MoHUA)

Central interest subsidy of 6.5% on home loans up to ₹6 Lakh for Economically Weaker Section urban households.

Interest Rate8.40% – 9.15% (Effective rate ~1.90% on subsidy slab)
Max Loan AmountUp to ₹30 Lakh (Subsidy on first ₹6 Lakh)
TenureUp to 20 years
Processing FeeNil for subsidy component up to ₹6 Lakh (standard bank fee on surplus amount)
Max Interest Subsidy:6.50% upfront interest subsidy on principal up to ₹6 Lakh (Max subsidy ₹2.67 Lakh)
Verified: 2026-09-29
View Terms→
🏛️PSU BankHousing Loan🇮🇳PMAY Connected (6.50% upfront interest subsidy on principal up to ₹6 Lakh (Max subsidy ₹2.67 Lakh)% Subsidy)

प्रधानमंत्री आवास योजना सीएलएसएस - एलआईजी आवास ऋण

Lender:Ministry of Housing and Urban Affairs (MoHUA)

Central interest subsidy of 6.5% on home loans up to ₹6 Lakh for Low Income Group households earning ₹3L–₹6L.

Interest Rate8.40% – 9.25% (Concessional interest subvention)
Max Loan AmountUp to ₹50 Lakh (Subsidy on first ₹6 Lakh)
TenureUp to 20 years
Processing FeeNil on subsidy component up to ₹6 Lakh; standard processing fees on non-subsidized principal
Max Interest Subsidy:6.50% upfront interest subsidy on principal up to ₹6 Lakh (Max subsidy ₹2.67 Lakh)
Verified: 2026-09-29
View Terms→
🏛️PSU BankHousing Loan🇮🇳PMAY Connected (4.00% upfront interest subsidy on principal up to ₹9 Lakh (Max subsidy ₹2.35 Lakh)% Subsidy)

प्रधानमंत्री आवास योजना सीएलएसएस - एमआईजी-I आवास ऋण

Lender:Ministry of Housing and Urban Affairs (MoHUA)

4% interest subvention on home loans up to ₹9 Lakh for Middle Income Group families earning ₹6L–₹12L.

Interest Rate8.40% – 9.30% (4% interest subsidy on ₹9L slab)
Max Loan AmountUp to ₹1 Crore (Subsidy on first ₹9 Lakh)
TenureUp to 20 years
Processing FeeStandard bank fee on loan amount above ₹9 Lakh
Max Interest Subsidy:4.00% upfront interest subsidy on principal up to ₹9 Lakh (Max subsidy ₹2.35 Lakh)
Verified: 2026-09-29
View Terms→
🏛️PSU BankHousing Loan🇮🇳PMAY Connected (3.00% upfront interest subsidy on principal up to ₹12 Lakh (Max subsidy ₹2.30 Lakh)% Subsidy)

प्रधानमंत्री आवास योजना सीएलएसएस - एमआईजी-II आवास ऋण

Lender:Ministry of Housing and Urban Affairs (MoHUA)

3% interest subvention on home loans up to ₹12 Lakh for Middle Income Group families earning ₹12L–₹18L.

Interest Rate8.40% – 9.35% (3% interest subsidy on ₹12L slab)
Max Loan AmountUp to ₹1.5 Crore (Subsidy on first ₹12 Lakh)
TenureUp to 20 years
Processing FeeStandard bank fee on loan amount above ₹12 Lakh
Max Interest Subsidy:3.00% upfront interest subsidy on principal up to ₹12 Lakh (Max subsidy ₹2.30 Lakh)
Verified: 2026-09-29
View Terms→
🏦Private BankHousing Loan

RBL Bank होम लोन (गृह ऋण)

Lender:RBL Bank Ltd.

Up to ₹5 Crore home loan at 8.65% – 9.65% with Up to 30 years tenure.

Interest Rate8.65% – 9.65%
Max Loan AmountUp to ₹5 Crore
TenureUp to 30 years
Processing Fee0.50% to 1.00% + GST
Verified: 2026-09-29
View Terms→