Varishtha Pension Bima Yojana (VPBY) Guaranteed Pension
Government guaranteed 8% - 9% return pension plan for senior citizens with immediate annuity options.
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Government guaranteed 8% - 9% return pension plan for senior citizens with immediate annuity options. Backed by Government of India sovereign guarantee under Section 37 of LIC Act / Post Office Life Insurance Rules.
📋पात्रता की शर्तें (Eligibility Rules)
Citizens meeting scheme-specific age criteria (typically 18-60 years for life plans, 60+ for pension annuities).
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Proof of Age (Birth Certificate / School Transfer Certificate / PAN), Bank Passbook.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Closed for new subscriptions; existing accounts fully serviced with lifelong return guarantee.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Visit nearest Head Post Office, LIC Branch, or authorized Gramin Dak Sevak. 2. Submit proposal form with age and identity proof. 3. Pay premium via cash, cheque, or electronic auto-debit.