एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
जीवन बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)

Rural Postal Life Insurance (RPLI) — Gram Yugal Suraksha

Subsidized rural joint life insurance providing financial security for married couples with single premium payment structure.

बीमा सुरक्षा कवरेजJoint Life Protection for Rural Couples
प्रीमियम दरNominal Monthly / Annual Contribution
दावा निपटान अनुपात (CSR)98.5% (Sovereign Guaranteed)
आरंभ वर्ष2015

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

Subsidized rural joint life insurance providing financial security for married couples with single premium payment structure.

📋पात्रता की शर्तें (Eligibility Rules)

Married couples residing permanently in rural areas aged between 21 and 45 years.

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, Savings Bank Account, Nominee KYC.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Permanent rural residence certificate required.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Visit bank branch, post office, or CSC. 2. Submit auto-debit mandate and nominee details. 3. Receive policy confirmation certificate.