एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
हिन्दी
Englishenहिन्दीhiதமிழ்taతెలుగుteमराठीmrবাংলাbn
जीवन बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)

Rural Postal Life Insurance (RPLI) — Gram Suraksha (Whole Life)

Whole life assurance payable at age 80 or to nominee upon earlier death, maximum bonus ₹60 per ₹1,000 sum assured.

बीमा सुरक्षा कवरेज₹50,000 – ₹10 Lakh Guaranteed Sum Assured
प्रीमियम दरNominal / Subsidized Actuarial Rates
दावा निपटान अनुपात (CSR)98.52% (LIC / Department of Posts)
आरंभ वर्ष2010

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

Whole life assurance payable at age 80 or to nominee upon earlier death, maximum bonus ₹60 per ₹1,000 sum assured. Backed by Government of India sovereign guarantee under Section 37 of LIC Act / Post Office Life Insurance Rules.

📋पात्रता की शर्तें (Eligibility Rules)

Citizens meeting scheme-specific age criteria (typically 18-60 years for life plans, 60+ for pension annuities).

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, Proof of Age (Birth Certificate / School Transfer Certificate / PAN), Bank Passbook.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Loan facility available only after completion of 4 years.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Visit nearest Head Post Office, LIC Branch, or authorized Gramin Dak Sevak. 2. Submit proposal form with age and identity proof. 3. Pay premium via cash, cheque, or electronic auto-debit.

आधिकारिक सरकारी पोर्टल पर जाएं