एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
हिन्दी
Englishenहिन्दीhiதமிழ்taతెలుగుteमराठीmrবাংলাbn
जीवन बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)

Rural Postal Life Insurance (RPLI) — Bal Jeevan Bima

Children life insurance cover protecting children of RPLI policyholders with premium waiver upon parent death.

बीमा सुरक्षा कवरेज₹50,000 – ₹10 Lakh Guaranteed Sum Assured
प्रीमियम दरNominal / Subsidized Actuarial Rates
दावा निपटान अनुपात (CSR)98.52% (LIC / Department of Posts)
आरंभ वर्ष2010

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

Children life insurance cover protecting children of RPLI policyholders with premium waiver upon parent death. Backed by Government of India sovereign guarantee under Section 37 of LIC Act / Post Office Life Insurance Rules.

📋पात्रता की शर्तें (Eligibility Rules)

Citizens meeting scheme-specific age criteria (typically 18-60 years for life plans, 60+ for pension annuities).

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, Proof of Age (Birth Certificate / School Transfer Certificate / PAN), Bank Passbook.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Maximum 2 children per parent; parent must not be over 45 years.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Visit nearest Head Post Office, LIC Branch, or authorized Gramin Dak Sevak. 2. Submit proposal form with age and identity proof. 3. Pay premium via cash, cheque, or electronic auto-debit.

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