जीवन बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Postal Life Insurance (PLI) — Yugal Suraksha (Joint Life)
Endowment assurance for couples where life risk is covered for both spouses with death benefit payable on first death and bonus accrual.
बीमा सुरक्षा कवरेजJoint Life Cover for Husband & Wife
प्रीमियम दरNominal Monthly / Annual Contribution
दावा निपटान अनुपात (CSR)98.5% (Sovereign Guaranteed)
आरंभ वर्ष2015
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Endowment assurance for couples where life risk is covered for both spouses with death benefit payable on first death and bonus accrual.
📋पात्रता की शर्तें (Eligibility Rules)
Couples where at least one spouse is employed in central/state government or recognized PSU.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Savings Bank Account, Nominee KYC.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
One spouse must be eligible for regular PLI (government or recognized educational service).
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Visit bank branch, post office, or CSC. 2. Submit auto-debit mandate and nominee details. 3. Receive policy confirmation certificate.