जीवन बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)

Postal Life Insurance (PLI) — Santosh (Endowment Assurance)

High bonus government-backed life assurance with sum assured from ₹20,000 to ₹50 Lakh for government and corporate professionals.

बीमा सुरक्षा कवरेज₹50,000 – ₹10 Lakh Guaranteed Sum Assured

प्रीमियम दरNominal / Subsidized Actuarial Rates

दावा निपटान अनुपात (CSR)98.52% (LIC / Department of Posts)

आरंभ वर्ष2010

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

High bonus government-backed life assurance with sum assured from ₹20,000 to ₹50 Lakh for government and corporate professionals. Backed by Government of India sovereign guarantee under Section 37 of LIC Act / Post Office Life Insurance Rules.

📋पात्रता की शर्तें (Eligibility Rules)

Citizens meeting scheme-specific age criteria (typically 18-60 years for life plans, 60+ for pension annuities).

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, Proof of Age (Birth Certificate / School Transfer Certificate / PAN), Bank Passbook.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Eligible only for government employees, semi-government, and recognized educational institutions.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Visit nearest Head Post Office, LIC Branch, or authorized Gramin Dak Sevak. 2. Submit proposal form with age and identity proof. 3. Pay premium via cash, cheque, or electronic auto-debit.

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