जीवन बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)

PMJJBY Life Insurance Enrollment via India Post Payments Bank (IPPB)

Official PMJJBY registration and claim disbursement guide for India Post Payments Bank (IPPB) account holders.

बीमा सुरक्षा कवरेज₹2 Lakh Term Life Cover

प्रीमियम दर₹436 / year (Auto-debit from Account)

दावा निपटान अनुपात (CSR)98.5% (Direct Nominee DBT)

आरंभ वर्ष2015

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

Direct digital auto-debit facility for PMJJBY through India Post Payments Bank (IPPB) savings account. Provides guaranteed ₹2 Lakh death payout to nominee with simplified electronic claim filing.

📋पात्रता की शर्तें (Eligibility Rules)

Savings bank account holders in India Post Payments Bank (IPPB) aged between 18 and 50 years with Aadhaar linked.

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, India Post Payments Bank (IPPB) Savings Account, Nominee Bank Details.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Excludes deaths occurring within first 30 days unless caused by accident. Termination at age 55. Premium deduction fails if account balance is below ₹436 on May 31.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Access IPPB Mobile App -> Insurance or via Doorstep Postman Micro-ATM. 2. Authorize ₹436 annual auto-debit mandate. 3. Nominee details auto-populated or entered. 4. Instant confirmation SMS and policy certificate.

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