स्वास्थ्य बीमा✓ 100% सरकारी समर्थितTamil Naduसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Tamil Nadu Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS)
State-notified public health assurance program providing cashless medical treatment across Tamil Nadu.
बीमा सुरक्षा कवरेज₹5 Lakh Cashless Cover
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Covers 1,513 procedures and 52 diagnostic tests across 1,600+ network hospitals, fully funded by Tamil Nadu Government.
📋पात्रता की शर्तें (Eligibility Rules)
Residents of Tamil Nadu with annual family income below ₹1,20,000 per annum enrolled in Smart Ration Card.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Requires Village Administrative Officer (VAO) income certificate if not listed in NFSA database.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.