स्वास्थ्य बीमा✓ 100% सरकारी समर्थितOdishaसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Odisha Biju Swasthya Kalyan Yojana (BSKY)
State-notified public health assurance program providing cashless medical treatment across Odisha.
बीमा सुरक्षा कवरेज₹5 Lakh General / ₹10 Lakh Women
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Flagship cashless scheme offering ₹5 Lakh cover for male family members and ₹10 Lakh enhanced cover for women members.
📋पात्रता की शर्तें (Eligibility Rules)
All BSKY Smart Card holders and NFSA/SFSA cardholders in Odisha.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Non-empanelled hospitals outside Odisha not covered except in select metro centers (Kolkata, Delhi, Mumbai, Hyderabad).
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.