स्वास्थ्य बीमा✓ 100% सरकारी समर्थितNagalandसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Nagaland Chief Minister's Health Insurance Scheme (CMHIS)
State-notified public health assurance program providing cashless medical treatment across Nagaland.
बीमा सुरक्षा कवरेज₹5 Lakh Universal Coverage
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
State universal health insurance for indigenous inhabitants and permanent residents of Nagaland.
📋पात्रता की शर्तें (Eligibility Rules)
All indigenous inhabitants and government employees of Nagaland.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Requires Indigenous Inhabitant Certificate (IIC) or Permanent Resident Certificate.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.