स्वास्थ्य बीमा✓ 100% सरकारी समर्थितMizoramसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Mizoram State Health Care Scheme (MSHCS)
State-notified public health assurance program providing cashless medical treatment across Mizoram.
बीमा सुरक्षा कवरेजUp to ₹5 Lakh per family
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Cashless healthcare and reimbursement covering state government staff, non-AB-PMJAY citizens, and rural farmers.
📋पात्रता की शर्तें (Eligibility Rules)
Mizoram domicile holders not covered under AB-PMJAY.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Reimbursement claims must be submitted within 90 days of discharge.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.