स्वास्थ्य बीमा✓ 100% सरकारी समर्थितMeghalayaसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Meghalaya Megha Health Insurance Scheme (MHIS Phase 5)
State-notified public health assurance program providing cashless medical treatment across Meghalaya.
बीमा सुरक्षा कवरेज₹5 Lakh Universal Cover
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Integrated universal scheme with Ayushman Bharat covering all citizens of Meghalaya with specialized OPD diagnostic benefits.
📋पात्रता की शर्तें (Eligibility Rules)
All permanent resident families of Meghalaya (except central government employees).
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Certain cosmetic and non-allopathic treatments excluded.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.