स्वास्थ्य बीमा✓ 100% सरकारी समर्थितMadhya Pradeshसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Madhya Pradesh Ayushman Bharat Niramayam + State Top-Up
State-notified public health assurance program providing cashless medical treatment across Madhya Pradesh.
बीमा सुरक्षा कवरेज₹5 Lakh + ₹5 Lakh State Critical Top-Up
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Integrated AB-PMJAY with additional ₹5 Lakh state discretionary top-up for expensive oncology and neurosurgery procedures.
📋पात्रता की शर्तें (Eligibility Rules)
BPL ration card holders, Sambal card holders, and registered construction workers in Madhya Pradesh.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
State top-up requires State Illness Assistance Fund (RCMS) approval from Collector/CMHO.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.