स्वास्थ्य बीमा✓ 100% सरकारी समर्थितLakshadweepसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Lakshadweep Island Universal Health Cover
State-notified public health assurance program providing cashless medical treatment across Lakshadweep.
बीमा सुरक्षा कवरेज₹5 Lakh + Kochi Evacuation Cover
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Complete health insurance protection for islanders with medical evacuation helicopter protocols to empanelled hospitals in Kochi.
📋पात्रता की शर्तें (Eligibility Rules)
Indigenous inhabitants and permanent residents of Lakshadweep Islands.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Helicopter evacuation strictly subject to Directorate of Health Services medical board approval.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.