एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
हिन्दी
Englishenहिन्दीhiதமிழ்taతెలుగుteमराठीmrবাংলাbn
स्वास्थ्य बीमा✓ 100% सरकारी समर्थितKarnatakaसत्यापित: 2026-09-18 (180-दिवसीय SLA)

Karnataka Ayushman Bharat - Arogya Karnataka (ArK)

State-notified public health assurance program providing cashless medical treatment across Karnataka.

बीमा सुरक्षा कवरेज₹5 Lakh BPL / 30% Subsidy APL
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

Comprehensive health coverage for BPL families (₹5 Lakh free) and APL families (30% cost co-payment up to ₹1.5 Lakh).

📋पात्रता की शर्तें (Eligibility Rules)

Karnataka residents with BPL ration card for Category A; Aadhar card with APL ration card for Category B.

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Direct private hospital admission restricted; requires public hospital (Taluk/District) referral for secondary care.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.

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