स्वास्थ्य बीमा✓ 100% सरकारी समर्थितJharkhandसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Jharkhand Mukhyamantri Swasthya Bima Yojana (MSBY)
State-notified public health assurance program providing cashless medical treatment across Jharkhand.
बीमा सुरक्षा कवरेज₹5 Lakh Cashless Treatment
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
State health protection extending PM-JAY coverage to green ration card holders and vulnerable tribal groups (PVTGs).
📋पात्रता की शर्तें (Eligibility Rules)
NFSA and Jharkhand State Food Security (Green Card) holders.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Secondary care requires PHC/CHC referral slip in rural blocks.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.