Himachal Pradesh HIMCARE Universal Health Scheme
State-notified public health assurance program providing cashless medical treatment across Himachal Pradesh.
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
State healthcare scheme for all HP families not covered under Ayushman Bharat. Nominal fee structure: ₹0 for BPL/street vendors, ₹365 for senior citizens, ₹1,000 for general families.
📋पात्रता की शर्तें (Eligibility Rules)
All permanent residents of Himachal Pradesh not covered under government employment or AB-PMJAY.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Annual policy renewal required during notified enrollment window (Jan-March).
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.