स्वास्थ्य बीमा✓ 100% सरकारी समर्थितGujaratसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Gujarat Mukhyamantri Amrutam (MA) & MA Vatsalya (PM-JAY MA)
State-notified public health assurance program providing cashless medical treatment across Gujarat.
बीमा सुरक्षा कवरेजUp to ₹10 Lakh per family
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Enhanced ₹10 Lakh annual cashless healthcare cover covering cardiovascular, neurosurgery, burns, poly-trauma, and neonatal care.
📋पात्रता की शर्तें (Eligibility Rules)
Families with annual income up to ₹4,00,000, accredited journalists, U-win card holders, and senior citizens in Gujarat.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Requires annual income certificate verification from Mamlatdar or TDO.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.