स्वास्थ्य बीमा✓ 100% सरकारी समर्थितDelhiसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Delhi Arogya Kosh (DAK) Specialized Financial Health Cover
State-notified public health assurance program providing cashless medical treatment across Delhi.
बीमा सुरक्षा कवरेजUp to ₹5 Lakh Assistance
प्रीमियम दर100% Free / Subsidized by State
दावा निपटान अनुपात (CSR)98.2% (Direct Cashless)
आरंभ वर्ष2019
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Financial assistance for high-end diagnostic tests, surgeries, and road accident victim treatment in private hospitals.
📋पात्रता की शर्तें (Eligibility Rules)
Delhi residents with valid Voter ID Card residing in Delhi for 3+ years with annual income up to ₹3 Lakh.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, State Ration Card / Jan Aadhaar / Parivar Pehchan Patra, Domicile certificate, Mobile number.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Not an insurance card; operates on direct Delhi Government voucher/reimbursement model at empanelled centers.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify family eligibility on state food security or health portal. 2. Obtain state health smart card or link Aadhaar at local CSC. 3. Present card at empanelled hospital network helpdesk during admission.