एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
फसल बीमा✓ 100% सरकारी समर्थितKeralaसत्यापित: 2026-09-18 (180-दिवसीय SLA)

RWBCIS Small Cardamom & Black Pepper Weather Insurance

Rainfall deficit and extended dry period protection for Idukki and Wayanad spice growers.

बीमा सुरक्षा कवरेजPre-determined Weather Termsheet Payout
प्रीमियम दर5% of Sum Insured (State Subsidized)
दावा निपटान अनुपात (CSR)95.0% (Automated Weather Trigger)
आरंभ वर्ष2016

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

Rainfall deficit and extended dry period protection for Idukki and Wayanad spice growers. Automatic payout into farmer bank account within 30 days of weather station data verification without needing individual claim surveys.

📋पात्रता की शर्तें (Eligibility Rules)

Growers of notified horticultural crops and plantation farmers in notified weather station catchment areas.

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, Land Ownership / Lease Certificate, Plantation Sowing Verification, Bank Account Details.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Payout strictly governed by Reference Weather Station (RWS) data. Micro-climatic variations outside the 10-15 km radius of the notified weather station cannot be considered for compensation.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Verify Reference Weather Station (RWS) for your village on pmfby.gov.in. 2. Submit enrollment through Horticulture Office, CSC, or bank. 3. Digital claim processed automatically if automated weather station records parameter breach.