फसल बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)
PMFBY Localized Calamity Hailstorm & Landslide Protection
Farm-specific loss assessment for localized calamities like hailstorm, landslide, inundation, cloudburst, and natural fire.
बीमा सुरक्षा कवरेजIndividual Farm Level Survey
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Farm-specific loss assessment for localized calamities like hailstorm, landslide, inundation, cloudburst, and natural fire.
📋पात्रता की शर्तें (Eligibility Rules)
Farmers suffering isolated localized calamity damage.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Failure to report within 72 hours via app or toll-free number disqualifies claim.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.