फसल बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)
PMFBY Kharif Paddy & Coarse Cereals Cluster Cover
Specialized cluster coverage for rainfed Kharif paddy, jowar, bajra, and ragi with mid-season dry spell triggers.
बीमा सुरक्षा कवरेजScale of Finance per Hectare
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Specialized cluster coverage for rainfed Kharif paddy, jowar, bajra, and ragi with mid-season dry spell triggers.
📋पात्रता की शर्तें (Eligibility Rules)
Kharif cereal farmers in notified insurance units.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Requires verified sowing on or before cutoff date.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.