PMFBY Crop Insurance Implementation — Kerala
State-specific PMFBY cluster implementation for major crops in Kerala.
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Yield guarantee and weather insurance for notified crops (Paddy (Viruppu, Mundakan, Puncha), Banana) in Kerala. Full coverage for drought, flood, hailstorm, pest attacks, and post-harvest cyclonic damage.
📋पात्रता की शर्तें (Eligibility Rules)
All landowning, sharecropping, and tenant farmers cultivating notified crops in Kerala.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record (Kerala Land Record Portal), Bank Passbook, Sowing Declaration.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Crops grown in non-notified taluks/blocks are excluded. Sharecroppers require self-declaration counter-signed by Village Revenue Officer. Failure to file 72-hr notice for hailstorms invalidates claim.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Apply online via pmfby.gov.in or through PACS/CSC in Kerala. 2. Link Aadhaar, Khasra/Khatauni, and Bank IFSC. 3. Pay subsidized farmer premium or verify zero-premium entry.