PMFBY Crop Insurance Implementation — Jammu & Kashmir
State-specific PMFBY cluster implementation for major crops in Jammu & Kashmir.
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Yield guarantee and weather insurance for notified crops (Paddy, Maize, Wheat, Mustard) in Jammu & Kashmir. Full coverage for drought, flood, hailstorm, pest attacks, and post-harvest cyclonic damage.
📋पात्रता की शर्तें (Eligibility Rules)
All landowning, sharecropping, and tenant farmers cultivating notified crops in Jammu & Kashmir.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record (Jammu & Kashmir Land Record Portal), Bank Passbook, Sowing Declaration.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Crops grown in non-notified taluks/blocks are excluded. Sharecroppers require self-declaration counter-signed by Village Revenue Officer. Failure to file 72-hr notice for hailstorms invalidates claim.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Apply online via pmfby.gov.in or through PACS/CSC in Jammu & Kashmir. 2. Link Aadhaar, Khasra/Khatauni, and Bank IFSC. 3. Pay subsidized farmer premium or verify zero-premium entry.