एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
हिन्दी
Englishenहिन्दीhiதமிழ்taతెలుగుteमराठीmrবাংলাbn
फसल बीमा✓ 100% सरकारी समर्थितHimachal Pradeshसत्यापित: 2026-09-18 (180-दिवसीय SLA)

PMFBY Crop Insurance Implementation — Himachal Pradesh

State-specific PMFBY cluster implementation for major crops in Himachal Pradesh.

बीमा सुरक्षा कवरेजScale of Finance for Maize
प्रीमियम दर1.5% - 2.0% Sum Insured
दावा निपटान अनुपात (CSR)94.5% (NCIP State Portal)
आरंभ वर्ष2016

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

Yield guarantee and weather insurance for notified crops (Maize, Paddy, Wheat, Barley) in Himachal Pradesh. Full coverage for drought, flood, hailstorm, pest attacks, and post-harvest cyclonic damage.

📋पात्रता की शर्तें (Eligibility Rules)

All landowning, sharecropping, and tenant farmers cultivating notified crops in Himachal Pradesh.

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, Land Record (Himachal Pradesh Land Record Portal), Bank Passbook, Sowing Declaration.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Crops grown in non-notified taluks/blocks are excluded. Sharecroppers require self-declaration counter-signed by Village Revenue Officer. Failure to file 72-hr notice for hailstorms invalidates claim.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Apply online via pmfby.gov.in or through PACS/CSC in Himachal Pradesh. 2. Link Aadhaar, Khasra/Khatauni, and Bank IFSC. 3. Pay subsidized farmer premium or verify zero-premium entry.

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