फसल बीमा✓ 100% सरकारी समर्थितSikkimसत्यापित: 2026-09-18 (180-दिवसीय SLA)
Certified Organic Farming Crop Loss Assistance Scheme
Higher compensation scale factoring organic certification costs and bio-fertilizer investment for organic farmers.
बीमा सुरक्षा कवरेजOrganic Benchmark Premium Cover
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Higher compensation scale factoring organic certification costs and bio-fertilizer investment for organic farmers.
📋पात्रता की शर्तें (Eligibility Rules)
Farmers certified under National Programme for Organic Production (NPOP).
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
Valid NPOP/PGS organic certification certificate mandatory.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.