दुर्घटना सुरक्षा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)

PMSBY Accidental Insurance Enrollment via Union Bank of India

Official PMSBY registration and claim disbursement guide for Union Bank of India account holders.

बीमा सुरक्षा कवरेज₹2 Lakh Accidental Death & Disability

प्रीमियम दर₹20 / year (Auto-debit from Account)

दावा निपटान अनुपात (CSR)96.4% (Direct Nominee DBT)

आरंभ वर्ष2015

🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)

Direct online auto-debit registration for PMSBY through Union Bank of India savings account. Provides guaranteed ₹2 Lakh accidental death / total permanent disability compensation.

📋पात्रता की शर्तें (Eligibility Rules)

Savings bank account holders in Union Bank of India aged between 18 and 70 years with linked Aadhaar.

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, Union Bank of India Savings Account, Nominee Bank Details.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)

Zero cover for natural death or medical treatment bills. Policy terminates at age 70. Requires active auto-debit consent with minimum ₹20 balance in account on May 31.

🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)

1. Access Union Vyom App -> Government Initiatives -> PMSBY. 2. Authorize ₹20 annual auto-debit mandate. 3. Nominee details auto-populated or entered. 4. Instant confirmation slip and policy certificate generated.

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