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PRIVATE BANK · 100% NON-COMMERCIAL

Axis Bank Ltd.

Third largest private bank in India known for high-reward co-branded credit cards with Flipkart, Google Pay (ACE), Airtel, and IndianOil.

🏛️ RBI Regulated Institution📜 Verified Charters & KFS🚫 Zero Affiliate Tracking
12Credit Cards
3Home Loans
2Business Loans
1Other Retail Loans
Housing Finance

Axis Bank Ltd. Home Loans (3 Products)

Verified housing credit products including regular purchase, construction, overdraft (Maxgain), and PMAY CLSS interest subsidies.

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🏛️PSU BankHousing Loan

Axis Bank Asha Home Loan (Affordable Segment)

Lender:Axis Bank Ltd.

Up to ₹35 Lakh home loan at 8.85% – 9.75% with Up to 30 years tenure.

Interest Rate8.85% – 9.75%
Max Loan AmountUp to ₹35 Lakh
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankHousing Loan

Axis Bank Standard Home Loan

Lender:Axis Bank Ltd.

Up to ₹10 Crore home loan at 8.55% – 9.35% with Up to 30 years tenure.

Interest Rate8.55% – 9.35%
Max Loan AmountUp to ₹10 Crore
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
Enterprise Credit

Axis Bank Ltd. Business & MSME Loans (2 Products)

Verified working capital, term loans, and collateral-free CGTMSE facilities for micro, small, and medium businesses.

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🏛️PSU BankSmall EnterpriseTerm Loan

Axis Bank MSME Samriddhi Loan

Lender:Axis Bank Ltd.

₹10 Lakh to ₹5 Crore MSME credit at 9.25% – 12.00% with Up to 7 years tenure.

Interest Rate9.25% – 12.00%
Loan Quantum₹10 Lakh to ₹5 Crore
TenureUp to 7 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankMicro EnterpriseTerm Loan

Axis Fast Forward Business Loan (Quick Sanction)

Lender:Axis Bank Ltd.

₹3 Lakh to ₹30 Lakh MSME credit at 11.00% – 15.50% with Up to 3 years tenure.

Interest Rate11.00% – 15.50%
Loan Quantum₹3 Lakh to ₹30 Lakh
TenureUp to 3 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
Mobility Credit

Axis Bank Ltd. Vehicle Loans (1 Products)

Verified car loans, two-wheeler finance, and green EV interest concessions.

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🚗Car Loan (4W)🏛️PSU Bank🌱EV Concession Available

Axis Bank Auto Loan

Lender:Axis Bank Ltd.

Up to 90% On-Road vehicle finance at 8.90% – 10.25% with Up to 7 years tenure.

Interest Rate8.90% – 10.25%
Funding / QuantumUp to 90% On-Road
Repayment TenureUp to 7 years
Processing FeeStandard tariff
EV Perk: Concessions applicable if EV variant
Verified: 2026-09-28
View Terms→
Official Card Catalog

Axis Bank Ltd. Credit Cards (12 Cards)

Verified cards documented from official issuer MITC literature, disclosing actual fees, late penalties, and reward caps.

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🎁Shopping & RewardsEntry-Level
Verified MITC

Airtel Axis Bank Credit Card

SBI Card•Visa / RuPay

Telecom co-branded card offering 25% cashback on Airtel bills, 10% on utility bills, and 10% on Swiggy, Zomato, and BigBasket.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (1 visit per calendar quarter) upon spending ₹50,000 in preceding quarter.
Reward: 25% Cashback on Airtel mobile recharges, Airtel broadband, and Airtel DTH bill payments via Airtel Thanks app (capped at ₹250 per month). 10% Cashback on utility bill payments (electricity, gas, water) via Airtel Thanks app (capped at ₹250 per month). 10% Cashback on Swiggy, Zomato, and BigBasket (capped at ₹500 per month). 1% unlimited cashback on all other retail transactions.
Welcome: Amazon gift voucher worth ₹500 credited upon completing first transaction within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

Axis ACE Credit Card

SBI Card•Visa / RuPay

Top utility and food delivery card offering 5% on Google Pay bill payments, 4% on Swiggy, Zomato, Ola, and 4 domestic lounge visits.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (1 visit per calendar quarter) at participating domestic airport lounges across India.
Reward: 5% Cashback on utility bill payments (electricity, gas, water), DTH recharges, and mobile recharges completed via Google Pay (capped at ₹500 cashback per calendar month). 4% unlimited cashback on Swiggy, Zomato, and Ola. 1.5% unlimited cashback on all other retail transactions (both online and offline).
Welcome: Zero joining fee or cashback reversal upon spending ₹10,000 within the first 45 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

Axis Atlas Credit Card

SBI Card•Visa / RuPay

Dedicated air miles credit card featuring 1:2 airline partner transfer ratio, 5 EDGE Miles on flight bookings, and tiered lounge access.

Joining / Annual Fee₹5,000 + GST (Renewal: ₹5,000 + GST)
Lounge AccessTier-based lounge access: Silver tier receives 8 domestic + 4 international lounge visits; Gold tier receives 12 domestic + 6 international; Platinum tier receives 18 domestic + 12 international airport lounge visits per year.
Reward: 5 EDGE Miles per ₹100 spent directly on airline websites and hotel bookings (up to ₹2 Lakhs per month). 2 EDGE Miles per ₹100 on all other regular retail purchases.
Welcome: 5,000 bonus EDGE Miles credited upon completing first transaction within 30 days of card issuance (worth ₹5,000 on flight bookings or up to 10,000 airline partner miles).
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

Axis Bank Horizon Credit Card

SBI Card•Visa / RuPay

Global travel credit card offering low 1.99% forex markup, 8 domestic & 4 international lounge visits, and 1:1 air miles transfer.

Joining / Annual Fee₹3,000 + GST (Renewal: ₹3,000 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (2 visits per calendar quarter). 4 complimentary international airport lounge visits per year via Priority Pass.
Reward: 5 EDGE Miles per ₹100 spent on airline ticket bookings. 2 EDGE Miles per ₹100 on other retail transactions.
Welcome: 5,000 EDGE Miles credited upon completing first transaction within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

Axis Bank Privilege Credit Card

SBI Card•Visa / RuPay

Versatile salaried lifestyle card offering ₹5,000 welcome vouchers, 8 domestic lounge visits, and ₹2.5 Lakhs spend-based fee waiver.

Joining / Annual Fee₹1,500 + GST (Renewal: ₹1,500 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually) upon spending ₹50,000 in preceding quarter.
Reward: 10 EDGE Reward Points per ₹200 spent on all regular retail transactions. 2X Reward Points on priority merchant categories.
Welcome: Shopping or travel vouchers worth ₹5,000 credited upon completing 3 transactions within 60 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

Axis MY Zone Credit Card

SBI Card•Visa / RuPay

Entertainment card offering B1G1 Paytm Movies tickets up to ₹200/mo, ₹120 off on Swiggy twice a month, and free SonyLIV subscription.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹50,000 in preceding quarter.
Reward: 4 EDGE Reward Points per ₹200 spent on all retail transactions. Flat ₹120 off on Swiggy on minimum spend of ₹500 (twice a month using coupon code AXISMYZONE).
Welcome: Complimentary SonyLIV Premium annual subscription voucher credited upon completing first transaction within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

Axis Magnus Credit Card

SBI Card•Visa / RuPay

Super-premium lifestyle card offering unlimited global lounge visits with guests, 8 airport meet-and-greet passes, and 2.0% forex markup.

Joining / Annual Fee₹12,500 + GST (Renewal: ₹12,500 + GST)
Lounge AccessUnlimited complimentary domestic airport lounge access for primary cardholders + 8 complimentary guest visits per calendar year. Unlimited complimentary international airport lounge access worldwide via Priority Pass with 8 complimentary guest visits per year.
Reward: 12 EDGE Reward Points per ₹200 spent on regular retail transactions. 35 EDGE Reward Points per ₹200 spent on airline and hotel bookings via Axis Travel EDGE portal (effective 5X reward rate).
Welcome: Complimentary domestic flight ticket voucher worth up to ₹10,000 (or luxury hotel stay voucher) credited upon payment of joining fee and first card swipe.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEntry-Level
Verified MITC

Axis Neo Credit Card

SBI Card•Visa / RuPay

Budget shopping card offering 10% instant discount on Blinkit groceries, BookMyShow tickets, and Myntra fashion purchases.

Joining / Annual Fee₹400 + GST (Renewal: ₹400 + GST)
Lounge AccessNo complimentary airport lounge access is included on this entry card.
Reward: 10% off on Blinkit grocery deliveries on minimum spend of ₹750 (up to ₹250 per month). 10% off on BookMyShow movie tickets up to ₹100 per month. 10% off on Myntra on minimum purchase of ₹500. 1 EDGE Reward Point per ₹200 on all other retail transactions.
Welcome: Amazon gift voucher worth ₹250 upon card activation and first retail transaction within 30 days.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

Axis Rewards Credit Card

SBI Card•Visa / RuPay

Everyday retail card offering 20 EDGE points per ₹125 on apparel and department stores, 1,500 monthly milestone points, and 8 lounge visits.

Joining / Annual Fee₹1,000 + GST (Renewal: ₹1,000 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually) upon spending ₹50,000 in preceding quarter.
Reward: 20 EDGE Reward Points per ₹125 spent on apparel and department stores (effective 3.2% reward rate). 2 EDGE Reward Points per ₹125 on all other regular retail purchases.
Welcome: 5,000 EDGE Reward Points (worth ₹1,000) credited upon spending ₹1,000 within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

Axis Select Credit Card

SBI Card•Visa / RuPay

Premium lifestyle card offering 8 domestic & 6 international lounge visits, 6 complimentary golf rounds, and BookMyShow B1G1 tickets.

Joining / Annual Fee₹3,000 + GST (Renewal: ₹3,000 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually). 6 complimentary international lounge visits per calendar year via Priority Pass with spend qualification.
Reward: 10 EDGE Reward Points per ₹200 spent on regular retail purchases. 2X Reward Points (20 EDGE points per ₹200) on retail grocery and supermarket spending (capped at 1,000 points per month).
Welcome: Amazon gift voucher worth ₹2,000 upon completing first retail transaction within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

Flipkart Axis Bank Credit Card

SBI Card•Visa / RuPay

Premier e-commerce shopping card providing uncapped 5% cashback on Flipkart, 4% on Swiggy & Uber, and 1.5% on all retail spends.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge AccessNo complimentary airport lounge access is included on this retail shopping card.
Reward: 5% unlimited cashback on Flipkart and Cleartrip. 4% unlimited cashback on preferred merchant partners (Cult.fit, PVR Inox, Swiggy, Uber). 1.5% unlimited cashback on all other retail transactions (both online and offline).
Welcome: Flipkart shopping voucher worth ₹500 credited upon card activation and first retail transaction within 30 days.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
⛽Fuel & CommuteEntry-Level
Verified MITC

IndianOil Axis Bank Credit Card

SBI Card•Visa / RuPay

Co-branded fuel card offering 4% value back as EDGE points at IndianOil petrol pumps, 1% surcharge waiver, and ₹50,000 spend-based fee waiver.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge AccessNo complimentary airport lounge access is included on this fuel starter card.
Reward: 4% value back (20 EDGE Reward Points per ₹100 spent) on fuel purchases at IndianOil petrol pumps across India (applicable on transactions between ₹400 and ₹4,000, capped at 1,000 points/mo). 1% value back on online shopping. 1 EDGE point per ₹100 on other retail.
Welcome: 100% cashback up to ₹250 on first fuel transaction at any IndianOil petrol pump within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms

Official Customer Support & Grievance Redressal

Under RBI's Integrated Ombudsman Scheme, if your grievance is not resolved within 30 days by Axis Bank Ltd., you have the legal right to escalate directly to the RBI Ombudsman without charge.

Toll-Free Helpline1860-419-555524x7 Customer Service
Grievance Escalationnodal.officer@axisbank.comLevel 2 Internal Redressal
RBI Ombudsmancms.rbi.org.inCentralized Portal (Zero Fee)