Axis Bank MSME Samriddhi Loan
Primary Lending Institution:Axis Bank Ltd.
₹10 Lakh to ₹5 Crore MSME credit at 9.25% – 12.00% with Up to 7 years tenure.
Requires mortgage of immovable property or CGTMSE guarantee enrollment.
What is Axis Bank MSME Samriddhi Loan?
Structured business finance providing customized funding for capital expenditure and operational expansion.
Key Benefits & Features
Competitive pricing linked to repo rate; high loan quantum; flexible repayment structure; doorstep service.
CGTMSE / Bank Guarantee / Normal Security
Enterprise Eligibility Criteria
Proprietorships, partnerships, and private limited companies with 2+ years vintage.
How to Apply (3 Verified Paths)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.axisbank.com/business-banking/loans/msme-samriddhi with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
Documents Required Checklist
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
Frequently Asked Questions
What is the maximum loan tenure and amount for Axis Bank MSME Samriddhi Loan?
Borrowers can avail ₹10 Lakh to ₹5 Crore with a repayment tenure of Up to 7 years.
What are the processing charges and collateral terms for Axis Bank MSME Samriddhi Loan?
The processing fee is 0.75% + GST. Collateral terms: Requires mortgage of immovable property or CGTMSE guarantee enrollment.
What are the eligibility criteria for Axis Bank MSME Samriddhi Loan?
Proprietorships, partnerships, and private limited companies with 2+ years vintage. Minimum business vintage required is 2 year(s).
How can an applicant apply for Axis Bank MSME Samriddhi Loan?
Apply online at https://www.axisbank.com/business-banking/loans/msme-samriddhi or visit nearest branch with KYC, Udyam registration, and bank statements.