Axis Bank Standard Home Loan
Primary Lending Institution:Axis Bank Ltd.
Up to ₹10 Crore home loan at 8.55% – 9.35% with Up to 30 years tenure.
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.
What is Axis Bank Standard Home Loan?
Popular private bank mortgage product offering competitive repo-linked rates, transparent processing, and doorstep documentation.
Key Benefits & Features
Quick digital sanctions; tenure up to 30 years; transparent EBLR pricing; top-up facility available on existing loans.
Property & Project Eligibility Requirements
Approved builder project or freehold residential plot with building permit.
Borrower Eligibility Criteria
Salaried or self-employed Indian residents with stable income proof.
How to Apply (3 Verified Paths)
Apply online through net banking portal or visit lending branch with loan inquiry.
Apply online at https://www.axisbank.com/retail/loans/home-loan with digital KYC and property details.
Visit nearest branch of the institution with income proofs and sale agreement.
Documents Required Checklist
Aadhaar Card, PAN Card, Last 3 months salary slips or 2 years ITR-V, 6 months bank account statement, Title deed, Approved building plan and municipal tax receipts.
Frequently Asked Questions
What is the maximum loan tenure available for Axis Bank Standard Home Loan?
The maximum repayment tenure offered for Axis Bank Standard Home Loan is Up to 30 years, subject to borrower's age not exceeding 65 years at loan maturity.
What are the processing charges and prepayment rules for Axis Bank Standard Home Loan?
The processing fee is Up to 1.00% (Min ₹10,000) + GST. As per RBI guidelines, zero prepayment penalties apply to all individual floating-rate home loans.
What documents are required to apply for Axis Bank Standard Home Loan?
Applicants must provide KYC (Aadhaar, PAN), 3 months salary slips or 2 years ITR with computation, 6 months bank statements, and clear property title documents with municipal sanctions.
Why does Axis Bank Standard Home Loan require property approval in a formal layout?
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.