Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs)
Revolving fund grant of ₹1.5 Lakh per women self-help group for micro-enterprise establishment and livelihood promotion.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹500 Crore women entrepreneurial livelihood allocation
Official Budget Document ↗Targeting 33,000 women SHGs covering 3.9 Lakh women members
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Member of a registered women self-help group graded under Sanjeevini KSRLM in Karnataka.
Required Documents Checklist
Verify readiness before applying for Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
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Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Apply through Sanjeevini Karnataka State Rural Livelihood Mission (KSRLM) portal or Gram Panchayat NRLM desk.
- 2
Submit SHG grading report (minimum Grade A/B), bank account passbook, and micro-business proposal.
- 3
District Mission Management Unit (DMMU) approves and ₹1.5 Lakh grant is credited directly into the SHG common bank account.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
SHGs with less than 6 months active operational record or defaulted bank loan history.
Official Government Application Portal
You will be redirected to the secure official portal: ksrlm.karnataka.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Is this grant repayable like a bank loan?
No, the Stree Samarthya assistance is a non-repayable revolving grant to build group equity.
Source: Official Scheme FAQ ↗Who is eligible to apply for Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs)?
Eligible applicants must satisfy official government criteria for Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs). Age: min 18 max 60 years. Annual family income ceiling: ₹3,00,000. Applicable gender: female. Conditions: Member of a registered women self-help group graded under Sanjeevini KSRLM in Karnataka..
Source: Official Scheme FAQ ↗What are the key benefits provided under Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs)?
Under official guidelines for Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs), beneficiaries are entitled to: Direct financial assistance grant of ₹1,50,000 per Self-Help Group (SHG) providing capital subsidy, seed money, and market linkage support to enable women to establish micro-enterprises in tailoring, agro-processing, dairy, and handicrafts.
Source: Official Scheme FAQ ↗How do I apply for Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs)? What is the official process?
To apply for Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs), applicants should follow the official procedure: 1. Apply through Sanjeevini Karnataka State Rural Livelihood Mission (KSRLM) portal or Gram Panchayat NRLM desk. 2. Submit SHG grading report (minimum Grade A/B), bank account passbook, and micro-business proposal. 3. District Mission Management Unit (DMMU) approves and ₹1.5 Lakh grant is credited d...
Source: Official Scheme FAQ ↗Can I track my Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs) application status?
Application status for Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs) can typically be tracked through the official portal at ksrlm.karnataka.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
SHGs with less than 6 months active operational record or defaulted bank loan history.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 226 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Stree Samarthya Yojana (Financial Grant & Revolving Fund for Women SHGs) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous application via Sanjeevini-KSRLM blocks
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Requires documentation or office visit
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📅Scheme Milestone Timeline
Baseline verification of Stree Samarthya Yojana (Financial Grant & Revolving Fun...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Karnataka State Rural Livelihood Mission (Sanjeevini)
3rd Floor, Cauvery Bhavan, KG Road, Bengaluru 560009
Helpline: 080-22244434
Jurisdiction: KarnatakaNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
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