Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans)
7% interest subsidy on bank loans up to ₹1 Lakh for handicraft and handloom artisans to purchase raw materials in Gujarat.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹65 Crore cottage industry revitalization and artisan credit fund
Official Budget Document ↗Over 34,000 traditional artisans and handloom weavers benefited
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Traditional artisan or weaver residing in Gujarat engaged in approved handicraft and handloom trades.
Required Documents Checklist
Verify readiness before applying for Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
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Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Apply through District Cottage and Village Industries Office (DIC) or online on cottage.gujarat.gov.in.
- 2
Submit artisan Pehchan card issued by Ministry of Textiles, credit proposal, and Aadhaar card.
- 3
Bank sanctions working capital loan; Cottage Industries Commissioner credits quarterly 7% interest rebate to loan account.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-artisans, default on previous government loan schemes, or projects outside traditional cottage trades.
Official Government Application Portal
You will be redirected to the secure official portal: cottage.gujarat.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Are female artisans eligible for higher loan limits?
Women artisans can combine this with the Vajpayee Bankable Yojana to access subsidized credit up to ₹8 Lakh.
Source: Official Scheme FAQ ↗What are the key benefits provided under Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans)?
Under official guidelines for Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans), beneficiaries are entitled to: Direct interest subsidy of 7% per annum on commercial and cooperative bank loans up to ₹1,00,000 (tenure up to 3 years) for traditional handicraft artisans, weavers, and cottage industry workers to purchase raw materials, modernize handlooms, and build working capital stock.
Source: Official Scheme FAQ ↗How do I apply for Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans)? What is the official process?
To apply for Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans), applicants should follow the official procedure: 1. Apply through District Cottage and Village Industries Office (DIC) or online on cottage.gujarat.gov.in. 2. Submit artisan Pehchan card issued by Ministry of Textiles, credit proposal, and Aadhaar card. 3. Bank sanctions working capital loan; Cottage Industries Commissioner credits quarterly 7% in...
Source: Official Scheme FAQ ↗What documents are required to apply for Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans)?
The mandatory documents required for Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans) include: Artisan Identity Card (Pehchan Card) / DIC Registration, Aadhaar Card and Bank Loan Application Copy, Quotation for Raw Materials and Machinery. Applicants must ensure all copies are valid and attested.
Source: Official Scheme FAQ ↗Can I track my Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans) application status?
Application status for Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans) can typically be tracked through the official portal at cottage.gujarat.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-artisans, default on previous government loan schemes, or projects outside traditional cottage trades.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 299 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Interest Subsidy on Artisan Loans) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous application at District Cottage Industries Centres
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Apply online with minimal documents
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Comprehensive central support program for traditional artisans and craftspeople offering PM Vishwakarma certification, modern toolkits, and subsidized credit up to ₹3 lakh at 5% interest.
📅Scheme Milestone Timeline
Baseline verification of Dattopant Thengadi Karigar Vyaj Sahay Yojana (7% Intere...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Commissioner of Cottage and Rural Industries, Gujarat
Block No. 7, 2nd Floor, Udyog Bhavan, Sector 11, Gandhinagar 382017
Helpline: 079-23256022
Jurisdiction: GujaratNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
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