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ActiveCentral Sector SchemeLaunched March 2016Verified: 2026-09-26

DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP)

Business enterprise training, market linkages, and Community Enterprise Fund (CEF) loans up to ₹1 Lakh disbursed directly via DBT into bank accounts.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:nrlm.gov.in

Quick Eligibility Snapshot

👤 Age 18–55 yrs💰 Income ≤ ₹2,50,000⚖ All genders🏛 All categories📍 All India
Government Levelcentral Government
Administering BodyMinistry of Rural Development
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Provides end-to-end handholding by Community Resource Persons for Enterprise Promotion (CRP-EP), business plan feasibility appraisal, and seed capital loans up to ₹1 Lakh at soft interest rates from the Community Enterprise Fund (CEF).

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹350 Crore rural enterprise promotion budget

Official Budget Document ↗
Verified Beneficiary Reach

Over 2.5 Lakh rural micro-enterprises established and mentored

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:18 to 55 years
Annual Family Income Ceiling:₹2,50,000 per annum
Target Occupations:rural entrepreneur, shg member, village trader, artisan
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Member or dependent of rural SHG household residing in an approved SVEP block.

📄

Required Documents Checklist

Verify readiness before applying for DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Moderate Process (2/10)
•100% digital online application process
•3 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🏢 Physical / CSC Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (nrlm.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Contact local Block Resource Centre (BRC) or Village Organization.

  2. 2

    CRP-EP prepares business plan and financial projections for rural venture.

  3. 3

    BRC approvals committee sanctions loan disbursed through SHG federation.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Non-resident in SVEP project block or default on previous SHG internal loans.

Official Government Application Portal

You will be redirected to the secure official portal: nrlm.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

What kinds of businesses are funded under SVEP?

Manufacturing, grocery, repair services, garments, food processing, transport, and trading units.

Source: Official Scheme FAQ ↗

Who is eligible to apply for DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP)?

Eligible applicants must satisfy official government criteria for DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP). Age: min 18 max 55 years. Annual family income ceiling: ₹2,50,000. Conditions: Member or dependent of rural SHG household residing in an approved SVEP block..

Source: Official Scheme FAQ ↗

What are the key benefits provided under DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP)?

Under official guidelines for DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP), beneficiaries are entitled to: Provides end-to-end handholding by Community Resource Persons for Enterprise Promotion (CRP-EP), business plan feasibility appraisal, and seed capital loans up to ₹1 Lakh at soft interest rates from the Community Enterprise Fund (CEF).

Source: Official Scheme FAQ ↗

How do I apply for DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP)? What is the official process?

To apply for DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP), applicants should follow the official procedure: 1. Contact local Block Resource Centre (BRC) or Village Organization. 2. CRP-EP prepares business plan and financial projections for rural venture. 3. BRC approvals committee sanctions loan disbursed through SHG federation.

Source: Official Scheme FAQ ↗

Can I track my DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP) application status?

Application status for DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP) can typically be tracked through the official portal at nrlm.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Non-resident in SVEP project block or default on previous SHG internal loans.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typecsOfficial Source ↗
2026-10-06short_descriptionBusiness enterprise training, market linkages, and Community Enterprise Fund (CEF) loans up to ₹1 Lakh disbursed directly via DBT into bank accounts.Official Source ↗
2026-09-26initial_verificationBaseline verification of DAY-NRLM - Start-up Village Entrepreneurship Programme (SVEP) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous application at Block Resource Centres across designated SVEP blocks

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionModerate Process

Requires documentation or office visit

How to Apply🏢In-Person / Office
Scale & Impact
👥Over 2.5 Lakh rural micro-enterprises established and mentored (as of 2026-01-20)
₹₹350 Crore rural enterprise promotion budget budget allocation
📅Running since 2016
🔄3 verified updates — actively maintained

Related Welfare Programs

Pradhan Mantri Mudra Yojana (PMMY)

Institutional micro-finance scheme providing collateral-free business loans up to ₹20 lakh across Shishu, Kishore, and Tarun categories.

PM Street Vendor AtmaNirbhar Nidhi (PM SVANidhi)

Micro-credit working capital loan facility providing collateral-free loans up to ₹50,000 with 7% interest subsidy and cashback for urban street vendors.

PM Vishwakarma Scheme

Comprehensive central support program for traditional artisans and craftspeople offering PM Vishwakarma certification, modern toolkits, and subsidized credit up to ₹3 lakh at 5% interest.

📅Scheme Milestone Timeline

2026-10-18scheme_type

cs

Official Source ↗
2026-10-06short_description

Business enterprise training, market linkages, and Community Enterprise Fund (CE...

Official Source ↗
2026-09-26initial_verification

Baseline verification of DAY-NRLM - Start-up Village Entrepreneurship Programme ...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Same income bracket · Open to all genders
Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)₹5,00,000 (annual)✓ Same income bracket · Open to all genders
Pradhan Mantri Ujjwala Yojana (PMUY / Ujjwala 2.0)₹1,600 (one-time)✓ Same income bracket · Overlapping profile match

Official Helpline & Nodal Offices

NRLM Enterprise Cell, MoRD

Krishi Bhawan, New Delhi 110001

Helpline: 011-23382236

Jurisdiction: Central (All India)

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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