एसबीआई टू व्हीलर लोन
ऋण प्रदाता बैंक / संस्था: State Bank of India (SBI)
Financing for scooters and motorbikes up to 85% on-road price over 5 years.
🚗उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Financing for scooters, commuter motorcycles, and premium super bikes with flexible repayment up to 5 years.
प्रमुख लाभ एवं विशेषताएं
Finances up to 85% of on-road price; loans up to ₹25 Lakh for premium bikes; digital sanction on YONO.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
आवेदक की पात्रता शर्तें
Salaried or self-employed individuals with minimum monthly net income ₹12,500.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Nil prepayment penalty after 12 months
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, PAN Card, Salary slip or ITR, 3 months bank statement, Two-wheeler proforma invoice.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires minimum monthly income of ₹12,500. Hypothecation on two-wheeler RC mandatory.
🚀आवेदन के चरण (How to Apply)
Instant sanction on YONO SBI.
Apply at sbi.co.in selecting two-wheeler finance.
Visit dealer showroom or SBI branch with identity and income proof.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the minimum income required?
The applicant must have a minimum net monthly income of ₹12,500.
Can I buy an electric scooter with this loan?
Yes, electric scooters from verified manufacturers (Ola, Ather, TVS iQube, Bajaj Chetak) are fully eligible.
What is the maximum loan for super bikes?
Borrowers can avail up to ₹25 Lakh for premium super bikes with engine capacity above 500cc.
What is the margin money?
Borrower must contribute 15% of on-road price as margin money.