पंजाब नेशनल बैंक (PNB) Saarthi कार लोन योजना
ऋण प्रदाता बैंक / संस्था: Punjab National Bank (PNB)
Up to 85% On-Road vehicle finance at 8.75% – 9.75% with Up to 7 years tenure.
🚗उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Standard car loan linked to PNB RBLR.
प्रमुख लाभ एवं विशेषताएं
Up to 85% On-Road; competitive rates; flexible tenure up to Up to 7 years.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
आवेदक की पात्रता शर्तें
Age 21–70 years, minimum income ₹20,000/month, clean CIBIL.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Nil prepayment penalty on floating rate loans as per RBI mandate
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, PAN Card, Salary slips or ITR, Bank statement for 3-6 months, Vehicle proforma quotation.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires vehicle registration hypothecation with Regional Transport Office (RTO). Minimum income criteria applies.
🚀आवेदन के चरण (How to Apply)
Apply online at https://www.pnbindia.in or mobile banking app.
Apply online with digital KYC at https://www.pnbindia.in.
Visit dealer showroom or lending branch with proforma invoice.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure for PNB Saarthi Car Loan Scheme?
Borrowers can avail repayment tenure of Up to 7 years.
What are the processing charges and margin money for PNB Saarthi Car Loan Scheme?
Processing fee: 0.25% + GST. Margin money required from borrower: 15%.
What documents are required to apply for PNB Saarthi Car Loan Scheme?
KYC documents (Aadhaar, PAN), income proof (salary slip or ITR), 3 months bank statements, and dealer vehicle quotation.
What is the eligibility criteria for PNB Saarthi Car Loan Scheme?
Applicants must be between 21 and 70 years with minimum monthly income of ₹20,000 and CIBIL score of 680+.