आईसीआईसीआई बैंक (ICICI) Bank ऑटो लोन
ऋण प्रदाता बैंक / संस्था: ICICI Bank Ltd.
Up to 100% Ex-Showroom vehicle finance at 8.85% – 10.15% with Up to 7 years tenure.
🚗उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Pre-approved loans in seconds via iMobile app.
प्रमुख लाभ एवं विशेषताएं
Up to 100% Ex-Showroom; competitive rates; flexible tenure up to Up to 7 years.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
आवेदक की पात्रता शर्तें
Age 21–65 years, minimum income ₹25,000/month, clean CIBIL.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Nil prepayment penalty on floating rate loans as per RBI mandate
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, PAN Card, Salary slips or ITR, Bank statement for 3-6 months, Vehicle proforma quotation.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires vehicle registration hypothecation with Regional Transport Office (RTO). Minimum income criteria applies.
🚀आवेदन के चरण (How to Apply)
Apply online at https://www.icicibank.com or mobile banking app.
Apply online with digital KYC at https://www.icicibank.com.
Visit dealer showroom or lending branch with proforma invoice.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure for ICICI Bank Auto Loan?
Borrowers can avail repayment tenure of Up to 7 years.
What are the processing charges and margin money for ICICI Bank Auto Loan?
Processing fee: 0.50% + GST. Margin money required from borrower: 10%.
What documents are required to apply for ICICI Bank Auto Loan?
KYC documents (Aadhaar, PAN), income proof (salary slip or ITR), 3 months bank statements, and dealer vehicle quotation.
What is the eligibility criteria for ICICI Bank Auto Loan?
Applicants must be between 21 and 65 years with minimum monthly income of ₹25,000 and CIBIL score of 720+.