एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
सार्वजनिक क्षेत्र का बैंक (PSU Bank)इलेक्ट्रिक वाहन (EV)⚡ Concessions applicable if EV variantसत्यापित: 2026-09-29 (180-दिवसीय SLA)

केनरा बैंक Bank Canara EV अभियान

ऋण प्रदाता बैंक / संस्था: Canara Bank

Up to 90% On-Road vehicle finance at 8.50% – 9.50% with Up to 8 years tenure.

अधिकतम ऋण राशिUp to 90% On-Road
ब्याज दर8.50% – 9.50%
पुनर्भुगतान अवधिUp to 8 years
मार्जिन मनी आवश्यकता10%

🚗उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)

उत्पाद का संक्षिप्त विवरण

Special green loan for battery electric vehicles.

प्रमुख लाभ एवं विशेषताएं

Up to 90% On-Road; competitive rates; flexible tenure up to Up to 8 years.

📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)

आवेदक की पात्रता शर्तें

Age 21–70 years, minimum income ₹25,000/month, clean CIBIL.

प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)

Nil prepayment penalty on floating rate loans as per RBI mandate

📂आवश्यक दस्तावेज (Required Documents)

Aadhaar Card, PAN Card, Salary slips or ITR, Bank statement for 3-6 months, Vehicle proforma quotation.

⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)

Requires vehicle registration hypothecation with Regional Transport Office (RTO). Minimum income criteria applies.

🚀आवेदन के चरण (How to Apply)

1. मौजूदा बैंक ग्राहक:

Apply online at https://canarabank.com or mobile banking app.

2. नए ग्राहक (ऑनलाइन):

Apply online with digital KYC at https://canarabank.com.

3. बैंक शाखा या डीलर पर:

Visit dealer showroom or lending branch with proforma invoice.

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What is the maximum loan tenure for Canara Bank Canara EV Drive?

Borrowers can avail repayment tenure of Up to 8 years.

What are the processing charges and margin money for Canara Bank Canara EV Drive?

Processing fee: Nil. Margin money required from borrower: 10%.

What documents are required to apply for Canara Bank Canara EV Drive?

KYC documents (Aadhaar, PAN), income proof (salary slip or ITR), 3 months bank statements, and dealer vehicle quotation.

What is the eligibility criteria for Canara Bank Canara EV Drive?

Applicants must be between 21 and 70 years with minimum monthly income of ₹25,000 and CIBIL score of 700+.