यात्रा एवं विमानन (Travel)नेटवर्क: Visaसत्यापित: 2026-09-28 (180-दिवसीय SLA)

यात्रा एसबीआई कार्ड

जारीकर्ता बैंक / संस्था: State Bank of India (SBI Card)

Co-branded travel card offering ₹8,250 in Yatra.com booking vouchers, 6X points on dining/groceries, and fee waiver on spending ₹1 Lakh.

वार्षिक शुल्क (Annual Fee)₹499 + GST (Renewal: ₹499 + GST)

शुल्क माफी खर्च सीमाSpend ₹1,00,000 or more in the preceding membership year to get the annual renewal fee of ₹499 reversed.

रिवॉर्ड दर (Reward Rate)6 Reward Points per ₹100 spent on Departmental Stores, Grocery, Dining, Movies, Entertainment, and International spends (capped at 5,000 points per month per category). 1 Reward Point per ₹100 on other retail.

ब्याज प्रभार (APR)Up to 3.50% per month (42.00% per annum).

💳कार्ड विवरण एवं मुख्य लाभ (Card Overview & Benefits)

कार्ड का संक्षिप्त विवरण

Yatra SBI Card is a co-branded vacation credit card engineered for holiday travelers and domestic tourists who book flights, hotels, and holiday packages via Yatra.com. It delivers ₹8,250 in welcome vouchers for an entry-level fee of ₹499.

स्वागत लाभ (Welcome Benefit)

Yatra.com travel vouchers worth ₹8,250 credited upon payment of joining fee (including two ₹500 domestic flight vouchers, two ₹1,000 intl flight vouchers, one ₹750 hotel voucher, and ₹1,500 holiday voucher).

एयरपोर्ट लाउंज एक्सेस (Lounge Access)

No complimentary airport lounge access.

ईंधन अधिभार छूट (Fuel Surcharge Waiver)

1% fuel surcharge waiver for transactions between ₹500 and ₹3,000 at all petrol pumps in India (maximum ₹100 per billing cycle).

माइलस्टोन खर्च लाभ (Milestone Perks)

Annual fee reversal on ₹1 Lakh annual spend.

📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)

पात्रता की शर्तें

Salaried corporate employees and self-employed professionals aged 21 to 70 years.

न्यूनतम वार्षिक आय आवश्यकता

₹3,00,000 per annum (Salaried) / ₹4,80,000 per annum (Self-Employed ITR)

CIBIL स्कोर आवश्यकता: Recommended CIBIL score of 700+.

📂आवश्यक दस्तावेज (Required Documents)

1. PAN Card 2. Aadhaar Card 3. Last 3 months' salary slips or recent ITR.

⚠️क्या कमी है / महत्वपूर्ण शुल्क चेतावनियां (Honest MITC Disclosures & Hidden Costs)

The ₹8,250 welcome vouchers cannot be redeemed in a single transaction; they are fragmented across specific booking categories (domestic flight, hotel, holiday) with minimum booking value conditions. No airport lounge access.

विलंब भुगतान शुल्क:Nil up to ₹500; ₹400 for ₹501–₹1,000; ₹750 for ₹1,001–₹10,000; ₹950 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,300 for above ₹50,000.

एटीएम नकद निकासी शुल्क:2.5% of transaction amount or ₹500 (whichever is higher) + 3.50% per month.

विदेशी मुद्रा मार्कअप:3.50% + GST.

🚀आवेदन के चरण (How to Apply)

Step 1: Visit sbicard.com/apply or open the YONO SBI app and select Yatra SBI Card. Step 2: Select card and check instant eligibility (soft pull with zero impact on CIBIL credit score). Step 3: Fill online application form with personal, residence, and occupational details (takes 5–10 minutes). Step 4: Upload required KYC documents (Aadhaar, PAN, and latest salary slip/ITR proof). Step 5: Complete digital verification via online Video KYC (or schedule branch verification for first-time applicants). Step 6: Card dispatched within 5–7 working days via secure speed post; activate via SMS or SBI Card App.

आधिकारिक कार्ड पोर्टल पर जाएं आधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What happens if I miss the minimum payment due on Yatra SBI Card?

If you do not pay at least the Minimum Amount Due (MAD) on or before the due date, late payment penalties will be charged according to the issuer's tariff: Nil up to ₹500; ₹400 for ₹501–₹1,000; ₹750 for ₹1,001–₹10,000; ₹950 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,300 for above ₹50,000.. In addition, revolving finance charges at Up to 3.50% per month (42.00% per annum). will be calculated from the original transaction dates on all outstanding balances and fresh purchases. You will lose the interest-free grace window, and the overdue record will be transmitted to credit bureaus (CIBIL, Experian, CRIF High Mark), adversely impacting your credit score.

Can I convert transactions on Yatra SBI Card into EMI?

Yes, State Bank of India (SBI Card) provides merchant EMI and post-purchase in-app EMI conversion options for eligible transactions (typically above ₹1,500 to ₹2,500). Cardholders can configure repayment schedules from 3 to 24 months via the bank's mobile application, net banking dashboard, or SMS prompt. Conversion is subject to a nominal one-time processing fee (usually 1% to 2% + 18% GST) and tenure-based interest charges.

How do I track and redeem reward points or cashback on Yatra SBI Card?

You can monitor accrued reward points or cashback by accessing your monthly e-statements or logging into State Bank of India (SBI Card)'s official mobile banking application or web portal. 4 Reward Points = ₹1.00 (1 Reward Point = ₹0.25). Redeemable for Yatra travel vouchers or catalog products. Please note: Reward points expire 24 months from accrual.

What is the interest-free grace period on Yatra SBI Card and how does it work?

The interest-free period on Yatra SBI Card is 20 to 50 days.. This benefit is applicable strictly when the full Total Amount Due from the previous billing cycle was cleared by the payment due date. If any residual balance is carried forward, all purchases immediately incur daily finance charges (Up to 3.50% per month (42.00% per annum).) with zero grace period. ATM cash withdrawals never receive a grace period and incur interest and cash advance fees from the withdrawal timestamp.